USDA VS FHA in Thiensville, Ozaukee County, WI

In 2026, the USDA loan limit for Thiensville, within Ozaukee county, WI, is set at $336,500. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the appropriate program in for your financial scenario.

Explore loan offers from a network of 100 lenders

Loan Limits and Downpayment Requirements in Thiensville, Ozaukee, WI for 2026

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Thiensville, WI

Lendersa®'s objective is to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points that will connect you with lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan from the Department of Agriculture. Available exclusively in rural areas, it contrasts with FHA loans, which require at least a 3.5% down payment, by not requiring any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Thiensville Lenders

  • Shorecrest Mortgage LLC
  • 11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092
  • Lends in Wisconsin
  • At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Brewery Credit Union
  • 1351 Dr Martin Luther King Jr Drive, Milwaukee, WI, 53212
  • Lends in Wisconsin
  • Brewery Credit Union (BCU) offers the same commitment to our members since we chartered in 1934 as Brewery Workers Credit Union. The Brewery Workers Union Local 9, represented the many breweries and malting companies in Milwaukee, was the original home of the Brewery Workers Credit Union

  • Columbia Savings and Loan Association
  • 2020 W Fond Du Lac Ave, Milwaukee, WI, 53205
  • Lends in Wisconsin
  • Columbia Savings & Loan Association, since its founding in 1924, has been dedicated to the task of ensuring a better quality of life for the citizens of Milwaukee’s inner city, particularly the growing minority population. Columbia Savings & Loan Association stands as a guiding light for progress in the community, providing a viable opportunity.

  • Joonago Mortgage Services
  • 7700 West Bluemound Road, Wauwatosa, WI, 53213
  • Lends in Wisconsin
  • At Joonago Mortgage, our number one focus is using all of our resources to create the best possible customer experience. After all, purchasing a home is one of the biggest decisions you will make. We have worked hard to be able to provide some of the best rates, the fastest turn around times, and the most user-friendly experience available.

  • Wisconsin Mortgage Group LLC
  • 306 N 76th Street, Milwaukee, WI, 53213
  • Lends in Wisconsin
  • Wisconsin Mortgage Group LLC, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.

  • WaterStone Bank, SSB
  • 11200 West Plank Court, Wauwatosa, WI, 53226
  • Lends in Wisconsin
  • WaterStone Bank, established in 1921, offers a full suite of personal and business banking products. The community bank has branches in Wauwatosa/State St, Brookfield, Fox Point/North Shore, Franklin/Hales Corners, Germantown/Menomonee Falls, Greenfield/Loomis Rd, Oak Creek/27th St, Oak Creek/Howell Ave, Oconomowoc/Lake Country.

  • The Equitable Bank
  • 2290 North Mayfair Road, Milwaukee, WI, 53226
  • Lends in Wisconsin
  • The Equitable Bank was founded over 85 years ago for the purpose of helping to assure that Milwaukee area families had good, adequate housing. Today, Equitable is one of the largest residential real estate lenders in Milwaukee. The Equitable Bank operates a 6-branch network serving families in the metropolitan Milwaukee area.

  • U.S. Mortgage Corporation
  • 11040 West Blue Mound Road, Suite 211, Milwaukee, WI, 53226
  • Lends in Wisconsin
  • At U.S. MORTGAGE CORPORATION. We are a full-service mortgage company based in Milwaukee, Wisconsin. We specialize in Conventional, FHA, VA, Jumbo Loans in Milwaukee, Wisconsin. We also serve the surrounding cities in Milwaukee Metro area and the entire State of Wisconsin. Whether you are buying a home or refinancing in the State Of Wisconsin

  • F Street Group
  • 1134 N 9th Street, Suite 200, Milwaukee, WI, 53233
  • Lends in Wisconsin
  • Founded in 2008, F Street Group invests and maintains ownership stakes in businesses across a number of verticals, including housing, lending, real estate development, and hospitality. Our focus continues to be on finding opportunities that maximize returns and wealth creation.Our goal has always been to help support and build the communities.