USDA Vs. FHA your options comparison in Cedarburg, Ozaukee County, WI

In 2026, the USDA loan limit in Cedarburg, located in Ozaukee county, WI, is $336,500. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates today and ascertain the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the ideal program in for your financial needs.

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Loan limits and downpayment requirements for 2026 in Cedarburg, Ozaukee county, WI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Loan options for USDA and FHA in Cedarburg, WI

The goal of Lendersa® is to provide you with the most advantageous USDA or FHA loan quickly and effortlessly. Choose one of three starting pathways to connect with matching lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in WI

A USDA home loan is supported by the U.S. government's Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and it is exclusively available in rural neighborhoods. In contrast to FHA loans that demand a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 2800 E 14th Street, Kansas City, MO, 64127
  • Greater KC Public Safety Credit Union is a not-for-profit member-owned financial institution welcoming all public safety employees & their family members in the Kansas City metro area, or anywhere in the state of Missouri or Kansas. It is the only credit union in Kansas City solely dedicated to serving public safety agencies, & has been since 1934.

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  • 1768 N Main St. Ext, Suite 2, Butler, PA, 16001
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  • Serenity Mortgage, LLC
  • 223 Homewood Drive, Butler, PA, 16001
  • The company name and lighthouse icon were chosen to reassure Serenity Mortgage customers that this can be a peaceful process, and you don’t have to be in it alone. The way the lighthouse is used to guide and direct the mariner out at sea, is the same philosophy John uses in the mortgage business.

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  • 389 Evans City Rd, Butler, PA, 16001
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  • The Casey County Bank, Inc.
  • 176 Wallace Wilkinson Boulevard, Liberty, KY, 42539
  • The Casey County Bank Inc, was granted a charter by the Kentucky Department of Banking December 19, 1939 and opened for business December 20, 1939, the bank was capitalized at $50,000.00 with a surplus of $10,000.00.

    The bank grew from the first day of business as it was the only bank in Liberty, the county seat.

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  • Clearview Federal Credit Union
  • 8805 University Boulevard, Moon Township, PA, 15108
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  • First Nebraska Bank
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  • Kansas City Credit Union
  • 5110 Ararat Drive, Kansas City, MO, 64129
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    Kansas City Credit Union began more than 75 years ago, in 1940, serving the employees of Kansas City, MO