USDA and FHA Pro and Con in Milwaukee, Milwaukee County, WI

During 2025, the USDA loan cap in Milwaukee, located in Milwaukee county, WI, is established at $0. In contrast, the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to examine and compare today's optimal USDA and FHA rates, assessing the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator presents the USDA, FHA, Conforming, and VA programs side by side, aiding in determining which option in most effectively aligns with your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Milwaukee, Milwaukee, WI

Type of Loan Maximum Loan Amount Down Payment Requirement
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%
VA {DETAILS_LOAN_LIMIT_VA1} 0%

Exploring USDA and FHA Loan Options in Milwaukee, WI

The primary objective of Lendersa® is to swiftly provide you the most advantageous USDA or FHA loan with minimal complications. Choose from one of three straightforward pathways for matching lenders and determining USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in WI

A USDA home loan is government-guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, offered exclusively in rural locales. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Northeastern Connecticut Healthcare Credit Union
  • 320 Pomfret Street, Putnam, CT, 06260
  • The Board of Directors of the Northeastern CT Healthcare Credit Union is comprised of 17 volunteers. These volunteers give numerous hours of their time over the course of the year with monthly meetings and attending education sessions. The current team have given more than 300 volunteers hours in the past 10 years.
  • Putnam Bank
  • 40 Main St PO Box 151, Putnam, CT, 06260
  • We offer a variety of loan options to choose from including fixed & adjustable rate mortgages. We have the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced loan officer to guide you through the often difficult
  • NorthStar Home Loans, LLC
  • 112 Main Street, Unit 11, Putnam, CT, 06260
  • NorthStar Home Loans is an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, financial advisors, attorneys, and individual home buyers. We have access to a full range of mortgage programs and are dedicated to finding the right loan program to meet each of our client’s individual needs.
  • Home Loans Inc
  • 2557 Ashley Phosphate, North Charleston, SC, 29418
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.
  • Jewett City Savings Bank
  • 111 Main Street, Jewett City, CT, 06351
  • Jewett City Savings Bank is a community bank providing financial services to consumers & businesses in eastern Connecticut. The Bank currently operates 7 full-service offices along the I-395 corridor in Jewett City, Brooklyn, Dayville, Plainfield, Preston, Putnam & in Pawcatuck. Founded in 1873. Member of the Federal Deposit Insurance Corporation.
  • Best Rate Mortgage & Equity Group, LLC
  • 80 South Street, Suite 6, Milford, NH, 03055
  • After several years in the mortgage business, Diane Capodieci made the executive decision to launch her own company. She is now President of New England Best Rate Mortgage & Equity Group, LLC, dba NEBRM. Diane is a very high energy, very positive, outgoing person that makes you feel extremely comfortable the minute you meet her!
  • Brian Springmann Home Loans LLC
  • 69 Quarry Circle, Milford, NH, 03055
  • As an independent mortgage broker, Brian has served clients in communities throughout the region for three decades as a trusted residential mortgage professional and advisor. Brian's 40 years of experience in real estate and financial services focused on building a business through personal referrals.
  • Millbury National Bank
  • 18 Main Street, Millbury, MA, 01527
  • Millbury National Bank was founded in 1825, and through fiscal integrity and fortitude, the bank has been led by a committed Board of Directors for over 190 years, currently with several multi-generational Directors. Our focus is on serving small businesses within the Blackstone Valley, and maintaining our strong commitment to our customers.