USDA Vs. FHA your options comparison in Monroe, Green County, WI

In 2025, the USDA loan limit in Monroe, within Green county, WI, is $336,500. However, the FHA loan limit for a single-family home is $472,030.

Lendersa®'s USDA loan calculator allows you to compare the best rates between USDA and FHA loans currently. It helps you determine the necessary income, credit, reserves, and documents needed for qualification. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side to select the right choice in for your unique financial situation.

Compare offers from a pool of 100 lenders

2025 Loan Limits and Downpayment Requirements in Monroe, Green, WI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Monroe, WI

The objective of Lendersa® is to efficiently secure the best USDA or FHA loan options for you. Start by choosing one of three pathways to identify matching lenders and relevant USDA loan programs.

Lendersa USDA loan requests and matching results

Understanding USDA Loans in WI

A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and it's applicable only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Air Force Federal Credit Union
  • 1560 Cable Ranch Road, Suite 200, San Antonio, TX, 78245
  • AFFCU (Air Force Federal Credit Union) is a full-service financial organization based in San Antonio, Texas. We offer banking products including savings, checking, money market accounts, certificate accounts, and more. We also provide auto loans, personal loans, mortgage loans, home equity loans, Visa credit cards, and more.
  • Gateway Bank of Florida
  • 1950 West International Speedway Boulevard, Daytona Beach, FL, 32114
  • We provide our clients with outstanding financial products and solutions in a community bank environment. We are local, knowledgeable bankers whose primary goal is to serve our clients with the best service available in our community. We have a passion to be your banker. Our strategy is designed towards getting better each day.
  • Financial Educators Federal Credit Union
  • 1200 West International Speedway Blvd, Building 300, Room 122, Daytona Beach, FL, 32114
  • In July 1969, Roy F. Bergengren, a grandson of the founder of the credit union movement in the United States, along with nine other college employees, met to start the Daytona Beach Junior College (DBJC) Federal Credit Union to represent an oasis of service and value for individuals looking for more from their financial institution.
  • Davis Mortgage LTD
  • 4313 Corrales Road, Suite 6, Corrales, NM, 87048
  • Davis Mortgage LTD is committed to providing clients with the highest quality financial services combined with the lowest rates available anywhere. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Coastal Lending Services Inc
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  • At Coastal Lending Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
  • Century Bank
  • 8220 San Pedro Drive NE, Suite 200, Albuquerque, NM, 87113
  • Century Bank was established in the Great State of New Mexico in 1887. Century Bank is a state chartered and locally owned, full service community bank. Century Bank is proud to support New Mexico's financial needs including: commercial loans, mortgage loans, consumer loans, deposit products, wealth management
  • Indigo Mortgage
  • 5501 Eagle Rock Ave NE, Bldg B, Albuquerque, NM, 87113
  • Indigo Mortgage is committed to an ethical process throughout all aspects of any mortgage loan transaction. We strive to treat each & every borrower with respect & we never forget that there are real people making real decisions.Indigo Mortgage understands that the needs of the client always come before the need of profits.
  • Kirtland Federal Credit Union - Home Loan Center
  • 6700 Jefferson St NE, Suite D-1, Albuquerque, NM, 87109
  • WE'RE LOCAL—We aren’t a huge national chain with one-size-fits-all banking options—we’re a local partner with BIG ideas and the latest technology to help our members solve problems and grow. We employ around 140 community members, and our employees range from bright, promising college students to seasoned financial geniuses
  • New Mexico Mortgage Advisors
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  • One Residential Lending LLC
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  • Take advantage of the local presence and personal service offered at ONE Residential Lending, LLC. Knowledge gained from 24 years in the mortgage industry allows us to assess every loan situation individually, and advise customers accordingly. Let us share our knowledge with you as we guide you through the mortgage process to completion