USDA Vs. FHA Pro and Con comparison in Oregon, Dane County, WI

In 2025, the USDA loan ceiling in Oregon, located within Dane county, WI is $336,500. For a single-family home, the FHA limit reaches $472,030.

Employ the Lendersa® USDA loan calculator to evaluate the best today’s rates for USDA compared to FHA, and determine the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides side-by-side viewing of USDA, FHA, Conforming, and VA loans, aiding in selecting the best program in that suits your financial needs.

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Current 2025 Loan Limits and Downpayment Criteria in Oregon, Dane, WI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Oregon, WI

The goal of Lendersa® is to swiftly secure the optimal USDA or FHA loan for you, without hassle. Choose from three ways to connect with appropriate lenders and explore USDA loan programs.

Lendersa USDA loan details and results

Understanding USDA Loans in WI

A USDA home loan is guaranteed by the Department of Agriculture, known as a USDA rural development loan or mortgage, available only in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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