USDA Vs. FHA your options comparison in Fitchburg, Dane County, WI

In 2026, the USDA loan limit for a single-family home in Fitchburg, Dane county, WI, is $336,500, while the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare the best current rates for USDA versus FHA, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA choices side by side, aiding your decision for the optimal program in <Alabama> for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Fitchburg, Dane, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Explore USDA and FHA Loan Options in Fitchburg, WI

Lendersa® is committed to finding you the best possible USDA or FHA loan quickly and without hassle. Choose from three starting points to align with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is provided exclusively in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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