USDA Vs. FHA Pro and Con comparison in Waukesha, Waukesha County, WI

The USDA loan limit for 2025 in Waukesha, within Waukesha county, WI, is $336,500, whereas the FHA limit is $472,030 for a single-family home.

Utilize the Lendersa® USDA calculator to contrast today’s best USDA versus FHA rates. Determine the required income, credit, reserves, and documents needed to qualify. This sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision for the best program in <Alabama> tailored to your financial needs.

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Loan Limits & Down Payment Requirements for 2025 in Waukesha, Waukesha, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Explore USDA and FHA Loan Options in Waukesha, WI

Lendersa® strives to swiftly provide the best USDA or FHA loan with ease. Begin with one of three available options to find matching lenders and explore USDA loan programs.

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Understanding USDA Loans in WI

A USDA home loan, backed by the government via the Department of Agriculture, is a USDA rural development loan or USDA mortgage available only in rural neighborhoods. In contrast, FHA loans require a minimum down payment of 3.5%, while USDA loans demand none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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