USDA Vs. FHA Pro and Con comparison in Waukesha, Waukesha County, WI

The USDA loan limit for 2026 in Waukesha, within Waukesha county, WI, is $336,500, whereas the FHA limit is $472,030 for a single-family home.

Utilize the Lendersa® USDA calculator to contrast today’s best USDA versus FHA rates. Determine the required income, credit, reserves, and documents needed to qualify. This sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision for the best program in <Alabama> tailored to your financial needs.

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Loan Limits & Down Payment Requirements for 2026 in Waukesha, Waukesha, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Explore USDA and FHA Loan Options in Waukesha, WI

Lendersa® strives to swiftly provide the best USDA or FHA loan with ease. Begin with one of three available options to find matching lenders and explore USDA loan programs.

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Understanding USDA Loans in WI

A USDA home loan, backed by the government via the Department of Agriculture, is a USDA rural development loan or USDA mortgage available only in rural neighborhoods. In contrast, FHA loans require a minimum down payment of 3.5%, while USDA loans demand none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Federal Savings and Loan Association of Greensburg
  • 212 N Franklin St, Greensburg, IN, 47240
  • Your #1 Choice For Your Banking Services Is The Locally Owned Savings & Loan! Modern mortgage banking with locally owned service. We are a full service bank offering with local service to help you with all of your financial & banking needs. First Federal Savings & Loan Association specializes in online mortgage, banking & consumer lending services.

  • First Financial Bank
  • 201 North Broadway Street, Greensburg, IN, 47240
  • First Financial Bank has been in the business of client service and success for more than 150 years. With more than 150 banking centers across Ohio, Indiana, Kentucky and Illinois, we combine world-class financial expertise with personal community service that builds lifelong relationships.

  • Jersey State Bank
  • 1000 South State Street, Jerseyville, IL, 62052
  • On January 10, 1903, Theodore S. Chapman, Frederick Jacobs, Joseph R. Fulkerson, and Allen M. Slaten were granted permission to organize a bank to be known as the Jersey State Bank with capital stock of $25, 000.On January 28, 1903 Jersey State Bank opened its door for business at 123 West Pearl Street in Jerseyville

  • Anoka Hennepin Credit Union
  • 3505 Northdale Boulevard NW, Coon Rapids, MN, 55448
  • Anoka Hennepin Credit Union (AHCU) was founded in 1962 by 13 employees of the Anoka Hennepin School District. Our roots will always honor its decades of service as a "school focused"​ credit union, serving the largest school district in Minnesota. Today, we continue to be united by a vision of enriching the lives of our members.

  • Des Moines Metro Credit Union
  • 100 University Avenue, Des Moines, IA, 50314
  • Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.

  • Neighborhood Finance Corporation
  • 1912 6th Ave, Des Moines, IA, 50314
  • NFC provides unique lending programs & other services to facilitate neighborhood revitalization in Polk County & Cedar Rapids, Iowa through partnerships with residents, governments, community-based organizations, lending institutions & the business community. To date, NFC has provided more than $250, 000, 000 in loans and grants in its lending area

  • Premier Credit Union Credit Union of Des Moines
  • 800 9th Street, Des Moines, IA, 50309
  • Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.

  • Polk County Credit Union
  • 111 Court Avenue, Room 110, Des Moines, IA, 50309
  • Our membership is a closed membership limited to Polk County employees, Broadlawns Hospital employees, city of Altoona employees, Heartland AEA employees, and Fifth Judicial employees. We have been in existence since 1955. The credit union has assets totaling $7.27 Million and provides banking services to more than 700 members.