USDA Vs. FHA your options comparison in Oak-Creek, Milwaukee County, WI

In 2026, the USDA loan limit for a single-family home in Oak-Creek, Milwaukee county, WI, is set at $0, whereas the FHA limit is $362,250.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA and FHA rates and determine the income, credit, reserves, and documents required for qualification. This advanced mortgage tool provides a comparison of USDA, FHA, Conforming, and VA options side by side, aiding your choice of the best program in <Alabama> for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Oak-Creek, Milwaukee, WI

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $362,250 3.5%
Conforming Conventional $548,250 3%

Exploring USDA and FHA Loan Options in Oak-Creek, WI

The goal of Lendersa® is to efficiently secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points to connect with matching lenders and explore USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan, often called a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture, exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • B.I. Federal Credit Union
  • 554 Joffre Cherry Valley Road, Burgettstown, PA, 15021
  • Brunot Island Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the B.I. Federal Credit Union will continue a sound yet progressive asset management strategy

  • Universal Federal Credit Union
  • 317 31st Street, Huntington, WV, 25702
  • Universal Federal Credit Union is a not-for-profit, member-owned financial cooperative. The Credit Union was chartered in 1935 by a handful of Huntington teachers to help other teachers with savings and loan options. Today, the Credit Union has expanded its field-of-membership and now offers financial services to anyone who lives

  • Highway Crossroads Credit Union
  • 741 York Drive, Sikeston, MO, 63801
  • Highway Crossroads Credit Union was founded in August of 1953 to serve the employees, retirees, and the immediate family members of Missouri Department of Transportation (Southeast District) and Missouri State Highway Patrol (Troop E).Today, Highway Crossroads Credit Union has over 1, 600 members and assets of $14.0 million.

  • Montgomery Bank
  • 1 Montgomery Bank Plaza, Sikeston, MO, 63801
  • Montgomery Bank is a family-owned community bank, helping fiscally responsible businesses and families, with the easiest and friendliest financial solutions. Montgomery Bank's 10 branch locations provide personal and commercial banking services to the communities throughout Southeast Missouri and St. Louis.

  • Corry Jamestown Credit Union
  • 637 North Center Street, Suite A, Corry, PA, 16407
  • Corry Jamestown Credit Union was State Chartered on February 14th, 1954. Our original sponsor was Corry Jamestown Manufacturing Corporation located in Corry, PA, but as of 2005, we became a Community Chartered credit union within the territory of the Corry Area School District Since we are State Chartered, we are regulated by the Pennsylvania.

  • Corry Federal Credit Union
  • 728 Worth Street, Corry, PA, 16407
  • The Corry FCU is a member-owned financial institution dedicated to serving the financial needs of our members and their families in a friendly and professional manner. Our commitment is to remain fiscally responsible: offering attractive rates for deposit accounts and loans while continually expanding our services for our member’s convenience.

  • Edmonton State Bank
  • 909 West Main Street, Glasgow, KY, 42141
  • Edmonton State Bank is one of the few, locally owned and operated community banks. The Thompson Family has been serving the needs of our communities for five generations, and current Chairman and CEO John D. Thompson has enjoyed a nearly 60-year tenure working within those communities.

  • South Central Bank
  • 501 S. L. Rogers Wells Blvd, Glasgow, KY, 42141
  • South Central Bank will provide shareholders, customers, team members, and the community with open, honest financial experiences that exceed expectations. South Central Bank will always be the first choice provider for banking solutions that instill confidence among customers, team members, and the community.

  • Huntingtonized Federal Credit Union
  • 481 8th Avenue West, Huntington, WV, 25701
  • Huntingtonized Federal Credit Union has been open since 1939. It's the 24th largest credit union in West Virginia with assets totaling $43.09 Million and providing banking services to more than 5, 000 members as of March 2022.

    The credit union is a community-based financial institution.

  • Huntington C & O Railway Employees Federal Credit Union
  • 901 Sixth Avenue, Huntington, WV, 25701
  • Huntington C&O Railway Employees Federal Credit Union has been open since 1986. It's the 25th largest credit union in West Virginia with assets totaling $38.66 Million and providing banking services to more than 5, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services

  • Cabway Telco FCU
  • 1135 Sixth Avenue, Huntington, WV, 25701
  • Cabway Telco Federal Credit Union has been open since 1955. The credit union has assets totaling $5.33 Million and provides banking services to more than 400 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to communications

  • "Appalachian Power Employees FCU"
  • 1122 7th Avenue, Huntington, WV, 25701
  • Appalachian Power Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Appalachian Power EFCU will continue a sound yet progressive asset management strategy and provide new