USDA and FHA Pro and Con in St.-Francis, Milwaukee County, WI

In the year 2026, within St.-Francis, situated in the county of Milwaukee, WI, the USDA loan limit is $0. Meanwhile, FHA maximum is $362,250 for a single-family residence.

Make use of the Lendersa® USDA loan calculator to evaluate today's premier USDA versus FHA rates. This tool enables you to determine the income, credit, reserves, and required documents for qualification. Our enhanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side to guide you in selecting the best plan in states like Alabama for your unique financial scenario.

Check loan offerings from 100 lenders

2026 Loan Limits and Downpayment Requirements in St.-Francis, County of Milwaukee, WI

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in St.-Francis, WI

Lendersa® aims to secure you the optimum USDA or FHA loan rapidly and easily. Choose from three starting points to match lenders with USDA loan programs:

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

The USDA home loan is a government-backed mortgage by the U.S. Department of Agriculture, known also as a USDA rural development loan, offered solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan has no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



St.-Francis Lenders

  • A Better Mortgage Company
  • 4379 S. Howell Avenue, Suite 22, Milwaukee, WI, 53207
  • Lends in Wisconsin
  • A Better Mortgage Company has been saving Wisconsin homeowners money with the most aggressive programs down to 500 credit score, and 100% financing available with 580+ scores and also Providing Wisconsin home services since 1998 with the most aggressive programs, refinancing, 1st and 2nd mortgages, reverse mortgages, VA, FHA and etc

  • Prime Financial Credit Union
  • 5656 South Packard Avenue, Cudahy, WI, 53110
  • Lends in Wisconsin
  • Prime Financial Credit Union is dedicated to improving the financial well-being of its members by providing innovative, competitive, and high quality services and products. A "not for profit" financial services cooperative owned and operated by and for its members. Member-owners receive their dividends back on a daily basis.

  • Wisconsin Wholesale Mortgage
  • 2833 W. Layton Avenue, Milwaukee, WI, 53221
  • Lends in Wisconsin
  • wisconsinwholesalemortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Darrell Frenzel is the owner of Wisconsin Wholesale Mortgage. I rarely get beat on rate/closing costs. “My goal in the Mortgage Business is to make a positive difference in people’s lives, first

  • SmartFinancial
  • 2778 South 35th Street, Milwaukee, WI, 53215
  • Lends in Wisconsin
  • Smart Financial Services, Inc. was established in 2001 with the mission of creating extraordinary mortgage solutions for the citizens of Wisconsin and Florida. That mission continues to be a driving force through today. Smart Financial Services, Inc. has always sought out the nation's most creative and responsible lenders.

  • F Street Group
  • 1134 N 9th Street, Suite 200, Milwaukee, WI, 53233
  • Lends in Wisconsin
  • Founded in 2008, F Street Group invests and maintains ownership stakes in businesses across a number of verticals, including housing, lending, real estate development, and hospitality. Our focus continues to be on finding opportunities that maximize returns and wealth creation.Our goal has always been to help support and build the communities.

  • Milwaukee Hard Money
  • 1130 N 9th St, Milwaukee, WI, 53233
  • Lends in Wisconsin
  • Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market.
    We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.

  • Tri City National Bank
  • 6400 S 27th Street, Oak Creek, WI, 53154
  • Lends in Wisconsin
  • For more than 55 years, Tri City has been a bank focused on the needs of its customers and communities. Put simply, we succeed when you do. That’s why we are dedicated to helping families fulfill their financial dreams and businesses grow. After all, we are Your Hometown Bank. Member FDIC. Equal Housing Lender.

  • Guardian Credit Union
  • 7801 S. Howell Avenue, Oak Creek, WI, 53154
  • Lends in Wisconsin
  • In 1934, Harnischfeger Corporation employees in West Milwaukee, Wisconsin established a credit union to provide a source of credit at a fair interest rate and the opportunity for its members to improve their economic and social conditions. In 1986, the membership voted to expand the charter to a community credit union serving any persons living.

  • Pyramax Bank
  • 7001 W. Edgerton Ave, Greenfield, WI, 53220
  • Lends in Wisconsin
  • PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha.

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