USDA and FHA Pro and Con in Oconomowoc, Waukesha County, WI
In the year 2025, for properties in Oconomowoc, part of Waukesha county in WI, the USDA loan ceiling is set at $336,500, whereas the FHA loan cap is $472,030 for single-family homes. This distinction is crucial for potential homeowners considering government-backed loans.
Make use of the Lendersa® USDA loan calculator to weigh today's prime USDA against FHA rates. This tool is indispensable for determining necessary qualifications, such as income, credit expectations, reserve levels, and essential documentation for eligibility. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to select the best program tailored to your financial requirements in Alabama.
2025 Loan Limits and Down Payment Requirements in Oconomowoc, Waukesha County, WI
Loan Type
Max Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Oconomowoc, WI
Lendersa® is committed to connecting you swiftly with the most advantageous USDA or FHA loans without difficulty. Begin by choosing from one of three pathways to connect with potential lenders or explore suitable USDA loan programs.
The USDA home loan, supported by the government and managed by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, is specifically available for rural locations. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, making them a favorable option for qualifying individuals in rural communities.
1180 Sam Rittenberg Blvd, Suite 160, Charleston, SC, 29407
Princeton Mortgage is a team of motivated people who are driven to achieve excellence in their work and reach their full potential, while enjoying the journey. We want to do great work for our customers. We’re also a little weird. Princeton Mortgage was founded in 1983 as a licensed mortgage banker and is backed by a 100+ year old
8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX, 76182
"Lending Edge Mortgage has built a reputation for excellence through customer service.
Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas.
Our vision is to have the reputation of being “The Lender of Choice” from all our customers"
Scient Federal Credit Union is a member-owned, federally insured credit union that has been serving the needs of life science professionals and their families since 1968. Built upon the philosophy of “people helping people, ” Scient works to improve the quality of our members’ lives by providing tailored products
Chelsea Groton Bank is a mutually owned bank with 14 locations throughout New London County and a Loan Production Office in Hartford County. The Bank has over $1 billion in assets and serves businesses, individuals and families throughout Connecticut and Rhode Island. To learn more, please visit chelseagroton.com
PAR East is the East End's premier full-service mortgage company, with 25+ years of experience closing loans in New York’s tricky real estate market. Through this experience navigating the over-whelming demands of big banks, PAR East has built a reputation for bringing loans across the finish line with professionalism and ease.
After several years in the mortgage business, Diane Capodieci made the executive decision to launch her own company. She is now President of New England Best Rate Mortgage & Equity Group, LLC, dba NEBRM.
Diane is a very high energy, very positive, outgoing person that makes you feel extremely comfortable the minute you meet her!
As an independent mortgage broker, Brian has served clients in communities throughout the region for three decades as a trusted residential mortgage professional and advisor. Brian's 40 years of experience in real estate and financial services focused on building a business through personal referrals.
The Board of Directors of the Northeastern CT Healthcare Credit Union is comprised of 17 volunteers. These volunteers give numerous hours of their time over the course of the year with monthly meetings and attending education sessions. The current team have given more than 300 volunteers hours in the past 10 years.