USDA and FHA Pro and Con in Delafield, Waukesha County, WI

As of 2025, the USDA loan limit in Delafield, located in the county of Waukesha, WI, is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.

With Lendersa® USDA loan calculator, you can compare today's best USDA and FHA rates, assessing the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best program in for your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Delafield, Waukesha, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Loan Options: USDA and FHA in Delafield, WI

Lendersa® aims to efficiently secure the best possible USDA or FHA loan for you. Choose one of three ways to connect with lenders and the USDA loan programs that fit your needs.

Visualization of Lendersa USDA loan request and matching results

What is a USDA Loan in WI?

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and is exclusively available in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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