USDA Vs. FHA your options comparison in Delafield, Waukesha County, WI

As of 2026, the USDA loan limit in Delafield, located in the county of Waukesha, WI, is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.

With Lendersa® USDA loan calculator, you can compare today's best USDA and FHA rates, assessing the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best program in for your financial circumstances.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Delafield, Waukesha, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Loan Options: USDA and FHA in Delafield, WI

Lendersa® aims to efficiently secure the best possible USDA or FHA loan for you. Choose one of three ways to connect with lenders and the USDA loan programs that fit your needs.

Visualization of Lendersa USDA loan request and matching results

What is a USDA Loan in WI?

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and is exclusively available in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Delafield Lenders

  • Westbury Bank
  • N16W23250 Stone Ridge Dr, Suite 5, Waukesha, WI, 53188
  • Lends in Wisconsin
  • Large banks offer a lot of products & services, but customers are usually lost in the shuffle. Smaller banks offer better customer service but fewer locations and limited products. We believe there should be a happy medium.

    That’s us. Our approach is pretty simple: we treat you like our neighbor and serve you better because we ARE your neighbo

  • Accunet Mortgage LLC
  • N16W23217 Stone Ridge Dr, Suite 110, Waukesha, WI, 53188
  • Lends in Wisconsin
  • Accunet Mortgage was started in 1999, and through the tireless work of our expert loan officers has gained recognition as a top-ranked direct-to-consumer lender. We provide professional guidance to ensure the best mortgage available is obtained to clients in the service areas of Wisconsin, Minnesota, Illinois, and Florida.

  • First Fidelity Home Mortgage of Wisconsin, LLC
  • 2426 N Grandview Blvd, Suite A, Waukesha, WI, 53188
  • Lends in Wisconsin
  • We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We are confident that you will quickly see how commited we are to making sure you select the right loan option for your specific situation.

  • Town Bank, National Association
  • 850 W N Shore Dr, Hartland, WI, 53029
  • Lends in Wisconsin
  • Town Bank, a Wintrust Community Bank, has 19 locations in Albany, Burlington, Darlington, Delafield, Elm Grove, Hartland, Lake Geneva, Madison, Menomonee Falls, Milwaukee, Monroe, Pewaukee, Wales, Walworth, Wind Lake, Delavan, Sharon, and Clinton, Wisconsin. It provides a wide array of commercial and private banking services.

  • Inlanta Mortgage - Jesse Koch
  • W239 N3490 Pewaukee Rd, Suite 200, Pewaukee, WI, 53072
  • Lends in Wisconsin
  • We’ve always done more at Inlanta Mortgage. We don’t just provide great loans—we strive to make our customers, our employees and our referral partners feel special. Since our start in 1993, we’ve been steadfast in our commitment to always go above and beyond the expected, and to deliver a better, simpler mortgage experience.

  • Commonwealth Mortgage Group
  • 325 Oakton Avenue, Suite 101, Pewaukee, WI, 53072
  • Lends in Wisconsin
  • Commonwealth Mortgage Group, assisting clients obtain a mortgage loan is our core business, enabling us to focus on providing every client with outstanding customer service. Our goal is to expedite and streamline your loan process, educate you, customize your loan program to meet your financial goals, and become your mortgage resource for life.

  • AK Capital Finance
  • 353 Forest Grove Dr, Pewaukee, WI, 53072
  • Lends in Wisconsin
  • AK Capital Finance recognizes that all businesses need capital to grow, which is why we support companies of all sizes through our commercial finance programs. We offer a diverse range of products to meet the needs of almost any kind of business. Professional Full-Time Alternate Capital Business Solutions.

  • Waukesha State Bank
  • 151 E. St. Paul Avenue, Waukesha, WI, 53187
  • Lends in Wisconsin
  • Waukesha State Bank is one of the largest locally owned and independent Banks in Wisconsin. Since our modest beginning in 1944, we have been serving the financial needs of the community with a personalized, one-on-one approach to Banking, and an emphasis on customer service and community involvement.

  • Loans 4 Homes
  • 1833 Executive Drive, Suite 105, Oconomowoc, WI, 53066
  • Lends in Wisconsin
  • LOANS 4 HOMES is committed to providing our clients with the highest quality financial services combined with low, competitive rates. At LOANS 4 HOMES, our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs