USDA Vs. FHA your options comparison in Okauchee-Lake, Waukesha County, WI

In the year 2025, the USDA loan ceiling in Okauchee-Lake, county of Waukesha, WI, is $289,800. Meanwhile, for a single-family home, the FHA limit is $362,250.

Employ the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Determine the income, credit, reserves, and paperwork required for qualification. With our advanced mortgage calculator, align USDA, FHA, Conforming, and VA options side by side to assist in deciding which program in is optimal for your specific financial needs.

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Understanding 2025 Loan Limits and Down Payment Needs in Okauchee-Lake, Waukesha, WI

Loan Type Loan Limit Down Payment
USDA $289,800 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Okauchee-Lake, WI

Lendersa® strives to secure you the most suitable USDA or FHA loan promptly and with ease. Begin by choosing one of three starting routes leading to lender matches and USDA loan programs.

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Understanding What a USDA Loan Is in WI

A USDA home loan, overseen by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. In contrast to FHA loans which require a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Hi, my name is Jarett Votaw, and I am a Mortgage Loan Originator with NRL Mortgage in Southern California. My goal is to assist as many people as possible reach their dream of homeownership. Whether you are looking to purchase a new home or refinance your current home, I am dedicated to providing my clients with the highest level of service.
  • Patriot Pacific Financial
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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