USDA Vs. FHA your options comparison in Omro, Winnebago County, WI
In 2026, the USDA loan limit in Omro, located in the county of Winnebago, WI, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and identify the income, credit, reserves, and documents needed to qualify. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to help you choose the best program in for your unique financial situation.
2026 Loan Limits and Downpayment Requirements in Omro, Winnebago, WI
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Omro, WI
The aim of Lendersa® is to help you secure the best USDA or FHA loan quickly and without hassle. Choose one of three starting approaches to find lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—often referred to as a USDA rural development loan or USDA mortgage—is only available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none.
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