USDA VS FHA in Berlin, Green Lake County, WI

In 2026, the USDA loan limit in Berlin, found in Green Lake county, WI, is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Utilize Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates, and identify the required income, credit, reserves, and documentation needed for qualification. Using our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to determine the best option for your financial situation in Alabama.

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2026 Loan Limits and Downpayment Requirements in Berlin, Green Lake, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Berlin, WI

The goal of Lendersa® is to swiftly and effortlessly secure you the best USDA or FHA loan available. Choose one of three starting paths to connect with suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan is backed by the U.S. Department of Agriculture, often called a USDA rural development loan or mortgage, and is designed specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Berlin Lenders

  • The Farmers & Merchants Bank
  • 123 W Huron St., Berlin, WI, 54923
  • Lends in Wisconsin
  • We are a full-service, community bank that supports its customers like family with industry-leading tools and technology backed by a smart, compassionate family of leaders. Our unique family leadership structure gives us the ability to offer flexible banking in an equally unique way--like family.

  • Fortifi Bank
  • 240 Broadway Street, Berlin, WI, 54923
  • Lends in Wisconsin
  • Fortifi Bank, formerly 1st National, has been Banking with folks just like you for more than 140 years. That means we have been in business since 1876. Over time, the economic landscape changes, but one thing stays the same – people need financial security to build their dreams upon.

  • Verve, a Credit Union
  • 2900 Universal St, Oshkosh, WI, 54904
  • Lends in Wisconsin
  • Verve, a Credit Union, is a member-owned, not-for-profit financial cooperative serving over 65, 000 members at 21 locations. Membership is open to anyone who lives, works or worships in 25 counties throughout Wisconsin, Illinois and Minnesota and to employees of Kimberly-Clark Corp, Fox River Paper Co.

  • The Farmers State Bank of Waupaca
  • 112 West Fulton Street, Waupaca, WI, 54981
  • Lends in Wisconsin
  • The Farmers State Bank of Waupaca was founded in 1911 by a board of directors and is one of the oldest financial institutions in the Waupaca. Its purpose is to give our customers the most modern banking services, in an environment of friendliness and fairness.

    To maximize our return to shareholders, while making sound decisions today

  • Oshkosh Postal Employees Credit Union
  • 1012 W 20th Avenue, Oshkosh, WI, 54902
  • Lends in Wisconsin
  • The Oshkosh Postal Employees Credit Union was incorporated on February 25, 1930 with 7 letter carriers who worked at the Post Office in Oshkosh, Wisconsin. In April of 1973, the By-Laws were changed to include employees of the associate offices (549 Zip Code Area) and their families as well as the employees of the Credit Union and their families

  • Health Care Credit Union
  • 429 N Sawyer Street, Oshkosh, WI, 54902
  • Lends in Wisconsin
  • Health Care Credit Union was incorporated in 1960 as the Mercy Hospital Credit Union. That common bond has grown over the years to include all workers in any area of health care or related fields that live in or work in Winnebago County, Wisconsin. In addition, HCCU serves the employees

  • West Pointe Bank
  • 1750 Witzel Avenue, Oshkosh, WI, 54901
  • Lends in Wisconsin
  • West Pointe Bank is Oshkosh's oldest locally owned, independent, full-service bank. West Pointe opened its doors on April 22, 1996 & has been in the community for over 26 years. All together our employees have over 500 years of diversified banking experience in our community & can provide you with the highest level of personalized customer service.

  • Oshkosh Community Credit Union
  • 250 Pearl Avenue, Oshkosh, WI, 54901
  • Lends in Wisconsin
  • Oshkosh Community Credit Union combines the expertise of a large financial institution with the personal decision-making and personalized service you would expect from a locally-based credit union and Oshkosh Community Credit Union offers a broad array of individual finance products and services. OCCU is a recognized leader in personal finance

  • Winnebago Community Credit Union
  • 567 E. Snell Road, Oshkosh, WI, 54901
  • Lends in Wisconsin
  • Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.