USDA VS FHA in Winneconne, Winnebago County, WI

In 2026, the USDA loan limit in Winneconne, Winnebago county, WI, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's peak USDA versus FHA rates. This tool helps determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding your decision for the most suitable program in for your current financial situation.

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2026 Loan Limits and Downpayment Requirements in Winneconne, Winnebago, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Winneconne, WI

The mission of Lendersa® is to help you find the most advantageous USDA or FHA loan effortlessly. Choose one of three pathways to connect with matching lenders and explore USDA loan programs.

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What is a USDA Loan in WI?

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages require no down payment, making them more accessible to those purchasing in rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



Winneconne Lenders

  • Verve, a Credit Union
  • 2900 Universal St, Oshkosh, WI, 54904
  • Lends in Wisconsin
  • Verve, a Credit Union, is a member-owned, not-for-profit financial cooperative serving over 65, 000 members at 21 locations. Membership is open to anyone who lives, works or worships in 25 counties throughout Wisconsin, Illinois and Minnesota and to employees of Kimberly-Clark Corp, Fox River Paper Co.

  • Evergreen Credit Union
  • 1500 W American Drive, Neenah, WI, 54956
  • Lends in Wisconsin
  • Evergreen Credit Union was originally started by the employees of Wisconsin Tissue Mills in 1958 to help their fellow employees with financial needs that were not being met by the local banks. In 1984, we outgrew the space available in the plant and built the first branch across the street.

  • Badger Globe Credit Union
  • 260 N Green Bay Road, Neenah, WI, 54956
  • Lends in Wisconsin
  • Badger Globe Credit Union is a not-for-profit financial cooperative that was formed in Kimberly-Clark’s first paper manufacturing facility, Badger-Globe Mill, in Neenah, WI. In 1947, employees of the Badger-Globe Mill were receiving financial services at a local credit union that was off-site. Since this location was somewhat inconvenient.

  • The Farmers & Merchants Bank
  • 123 W Huron St., Berlin, WI, 54923
  • Lends in Wisconsin
  • We are a full-service, community bank that supports its customers like family with industry-leading tools and technology backed by a smart, compassionate family of leaders. Our unique family leadership structure gives us the ability to offer flexible banking in an equally unique way--like family.

  • Fortifi Bank
  • 240 Broadway Street, Berlin, WI, 54923
  • Lends in Wisconsin
  • Fortifi Bank, formerly 1st National, has been Banking with folks just like you for more than 140 years. That means we have been in business since 1876. Over time, the economic landscape changes, but one thing stays the same – people need financial security to build their dreams upon.

  • West Pointe Bank
  • 1750 Witzel Avenue, Oshkosh, WI, 54901
  • Lends in Wisconsin
  • West Pointe Bank is Oshkosh's oldest locally owned, independent, full-service bank. West Pointe opened its doors on April 22, 1996 & has been in the community for over 26 years. All together our employees have over 500 years of diversified banking experience in our community & can provide you with the highest level of personalized customer service.

  • Oshkosh Community Credit Union
  • 250 Pearl Avenue, Oshkosh, WI, 54901
  • Lends in Wisconsin
  • Oshkosh Community Credit Union combines the expertise of a large financial institution with the personal decision-making and personalized service you would expect from a locally-based credit union and Oshkosh Community Credit Union offers a broad array of individual finance products and services. OCCU is a recognized leader in personal finance

  • Winnebago Community Credit Union
  • 567 E. Snell Road, Oshkosh, WI, 54901
  • Lends in Wisconsin
  • Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.

  • Mortgage Nerds, LLC
  • 4090 W Spencer St, Appleton, WI, 54914
  • Lends in Wisconsin
  • Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker