USDA Loan Vs. FHA loan for Oshkosh, WI [Winnebago County Rates 2023]

In 2025, USDA loan limit in Oshkosh, county of Winnebago, WI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Oshkosh, WI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Wisconsin?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(973) 987-8218 752 miles Lender's profile and map Reviews XL Home Loans 40 Baldwin Road, Parsippany, NJ, 07054 XL Home Loans is trade name of Millenium Home Mortgage, LLC. Millenium Home Mortgage, LLC was established in January of 1998 and has built a strong reputation as an outstanding mortgage banking firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New Jersey, New York, Pennsylvania
(862) 251-4720 752 miles Lender's profile and map Reviews H&R Funding LLC 1280 US Highway 46, Parsippany, NJ, 07054 H&R Funding, LLC has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions. Our qualified, experienced Mortgage Loan Originators are specially trained professionals who will use their experience
(609) 393-0046 752 miles Lender's profile and map Reviews New Jersey Law & Public Safety Credit Union 225 E State Street, Trenton, NJ, 08608 The New Jersey Law & Public Safety Credit Union is dedicated to helping those who serve us, their families & the surrounding communities. Please come back often and check out what we’re up to. Membership in N.J.L.& PS Credit Union is limited to employees and retirees of the Office of Law and Public Safety.
(800) 225-1859 752 miles Lender's profile and map Reviews ABCO Federal Credit Union 690 Beverly Rancocas Road, Willingboro, NJ, 08046 ABCO Federal Credit Union is a member-owned, not-for-profit full-service financial institution headquartered in Willingboro, New Jersey. With over 33, 000 members and over $205, 000, 000.00 in assets, we are one of the largest credit unions in New Jersey. ABCO FCU was founded in 1958 as the Burlington County Teachers Federal Credit Union.
(609) 877-3330 752 miles Lender's profile and map Reviews Creative Financial Network 300 Campbell Dr, Willingboro, NJ, 08046 Creative Financial Network With hundreds of products to choose from, we can help you make the right choice. Whether you are looking to purchase your dream home, or need a loan to buy an investment or commercial property, or refinance a current property, our expert advisers can help you find the right mortgage
(877) 830-0943 752 miles Lender's profile and map Reviews Garden State Home Loans, Inc 2091 Springdale Road, Suite 16, Cherry Hill, NJ, 08003 Garden State Home Loans has built a legacy of providing the American Dream of homeownership. Garden State Home Loans was founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our footprint over the years and are currently licensed in five states and counting. We create an experience that is incomparable.
(205) 556-7819 752 miles Lender's profile and map Reviews Tuscaloosa VA Federal Credit Union 3701 Loop Road East, Tuscaloosa, AL, 35404 Tuscaloosa VA Federal Credit Union is a not-for-profit, member-owned, financial cooperative, committed to providing members with the financial services they need, when and where they need them — affordably, conveniently and professionally. Tuscaloosa VA Federal Credit Union was established in November 1951.
(205) 759-7317 752 miles Lender's profile and map Reviews Red Oak Credit Union 1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404 Red Oak Credit Union is owned by the members and managed and operated by a professional full-time staff and a 7-member board of directors. The board of directors are elected by the members and themselves are members. All deposits are insured to at least $250,000 by the National Credit Union Administration.
(334) 215-7328 752 miles Lender's profile and map Reviews Alabama Rural Electric Credit Union 1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404 ARECU started with the dreams of seven in 1969, and in 2020 we are excited to be Alabama Rural Electric Credit Union, a division of Alabama ONE. The merger with Alabama ONE Credit Union in April of 2020 brings a myriad of improved products and services with the added strength of Alabama ONE's legacy of exceptional service.
(205) 759-1595 752 miles Lender's profile and map Reviews ALABAMA ONE 1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404 Alabama ONE was chartered in 1951 as the TRW Federal Credit Union. The name was changed to BF Goodrich Employees Federal Credit Union on July 18, 1973, and remained that through many years of growth and prosperity. In early 2001, BF Goodrich Employees Federal Credit Union was granted the status of a Community Credit Union.
(609) 874-7033 752 miles Lender's profile and map Reviews The Bank of Princeton 183 Bayard Lane, Princeton, NJ, 08540 Established in 2007, The Bank of Princeton opened its Chambers Street doors for business on the 23rd of April. Since then, the Bank has grown to include nineteen branch locations that serve Mercer, Burlington, Camden, Gloucester, Hunterdon, Middlesex, Monmouth, Ocean, and Somerset counties in New Jersey