FHA Vs. USDA loan program for Oshkosh, Winnebago County, Wisconsin

In 2025, USDA loan limit in Oshkosh, county of Winnebago, WI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Oshkosh, WI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Wisconsin?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 974-3129 Lender's profile and map Reviews HP Mortgage LLC 7495 W Atlantic Ave Suite 200-293, Delray Beach, FL, 33446 HP Mortgage LLC offer NO-INCOME VERIFIED LOANS! If you are self employed or an investor, we are here to serve you--no tax returns necessary. We also offer Conventional 1% down, FHA down to 560 FICO, Jumbo loans down to 500 FICO, and various USDA and VA programs. We will always be honest
(201) 981-2566 Lender's profile and map Reviews Alpine Funding Corp. 6443 Dorsay Ct, Delray Beach, FL, 33484 The Alpine Funding Corp. team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
561 221 0900 Lender's profile and map Reviews Gelt Financial 5300 W Atlantic Ave, Suite 205, Delray Beach, FL, 33484 Gelt Financial, LLC ("Gelt") is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.
(561) 982-8712 Lender's profile and map Reviews iTHINK Financial 1000 NW 17th Avenue, Delray Beach, FL, 33445 In 1969, a group of IBM employees got together (each giving $0.25) to form iTHINK Financial. Who would have thought that a set of quarters in 1969 would turn into one of the nation's largest Credit Unions with more than $1.50 billion in assets and 95, 000 Members across the country
(800) 286-3235 Lender's profile and map Reviews Divito Lending LLC 2700 North Federal Highway, Suite 503, Delray Beach, FL, 33445 Divito Lending works with many top-rated mortgage companies to bring you the best rates while saving you money and the hassle of shopping for your own mortgage. With our team’s history of serving Florida, you can trust us to protect you like family. We help people obtain quality mortgages, and help families with affordable rates options.
(888) 753-5057 Lender's profile and map Reviews Renaissance Mortgage Capital LLC 1615 S Congress Ave, Suite 103, Delray Beach, FL, 33445 Our long term success is based primarily on our commitment to our clients. Our longevity is due to our excellence in customer service along with a very competitive suite of loan programs from the traditional 30 year fixed rate loan to special programs designed for those ‘out-of-the-box’ scenarios.
(561) 414-8300 Lender's profile and map Reviews Florida Direct Lending Inc 601 N. Congress Ave #413, Delray Beach, FL, 33445 Florida Direct Lending Incis a full-service mortgage company based in Delray Beach, Florida. We specialize in FHA, Conventional, Jumbo. We also serve the entire State of Florida. Whether you are buying a home or refinancing we can help you realize your dream of home ownership or save you money when getting you a new lower monthly payment loan.
(855) 790-7811 Lender's profile and map Reviews ConsumerDirect Mortgage 220 Congress Park Drive, Ste. 140, Delray Beach, FL, 33445 ConsumerDirect Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the state of Tennessee with over $3 billion in total assets. Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the USA.
(866) 536-3459 Lender's profile and map Reviews LendingMan 398 NE 6th Avenue, Suite B, Delray Beach, FL, 33483 LendingMan is the low cost loan leader enabling customers to shop, compare, + apply for the best loans. Equal Housing Lender. LendingMan is an approved Seller/Servicer for Freddie Mac, FHA, Department of Housing and Urban Development, VA & USDA. LendingMan is an Equal Housing Lender committed to ensuring every applicant for credit receive fair
(877) 700-1494 Lender's profile and map Reviews ResMac, Inc. 398 NE 6th Ave, Suite B, Delray Beach, FL, 33483 ResMac, Inc. is an Equal Housing Lender. As prohibited by federal law we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because you have, in good faith, exercised any right under the Consumer
(855) 244-2220 Lender's profile and map Reviews HML Solutions 70 SE 4th Ave, Delray Beach, FL, 33483 The HML Solutions group is based in Delray Beach, FL. We are an eclectic team of veteran business professionals, investors and successful entrepreneurs — all working together to establish project funding for businesses, contractors and individuals with immediate financial needs.We assist with immediate, non-traditional project funding.