In 2025, the USDA loan cap for a single-family home in Oshkosh, within the county of Winnebago, WI, is $336,500. Meanwhile, the FHA limit is $472,030.
Employ the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates available now, and discern the necessary income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in <Alabama> for your financial situation.
Review loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming Conventional | $726,200 | 3% |
Lendersa® is dedicated to securing the ideal USDA or FHA loan for you quickly and efficiently. Start with any of three options to discover matching lenders and USDA loan programs.
A USDA home loan, or USDA rural development loan and USDA mortgage, is a government-backed loan offered by the Department of Agriculture, available exclusively in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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