USDA and FHA Pro and Con in Osceola, Polk County, WI

In 2025, the USDA loan limit within Osceola, which is in Polk county, WI, is marked at $336,500, whereas the FHA limit for a single-family house stands at $472,030.

Make use of the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today, and figure out the income, credit, reserves, and documents required to qualify. Our state-of-the-art mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to decide which option in suits your financial circumstances best.

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Loan Limits and Downpayment Requirements for 2025 in Osceola, Polk, WI

Type of Loan Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Osceola, WI

Lendersa® aims to facilitate you in securing the best possible USDA or FHA loan promptly and without complications. Choose from one of three entry points that connect you with matching lenders and USDA programs tailored to your needs.

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Understanding USDA Loans in WI

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • On Time Home Loans Inc
  • 38144 Sixth St. East, Palmdale, CA, 93550
  • On Time Home Loans Your Lending Experts, Serving the Antelope Valley, San Fernando Valley & the greater Los Angeles area. We walk you through the entire mortgage application process, from the first time we meet until your move in day! Within 1-hour of our initial consultation you'll know your pre-approval status, how much you're approved for.
  • 203K Mortgage Corporation
  • 40015 Sierra Highway, Suite B-275, Palmdale, CA, 93550
  • To serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Foundation Financial Consultants INC
  • 190 Sierra Ct, Unit A6, Palmdale, CA, 93550
  • At Foundation FInancial Consultants, INC.. We are a full-service mortgage company based in Palmdale, CA. We specialize in FHA, Conventional, VA Mortgage in Palmdale. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in zip code 93550, we can help you realize your dream of home ownership
  • Financial Independence Mortgage
  • 536 E Palmdale Blvd, Palmdale, CA, 93550
  • Financial Independence Mortgage is a California Mortgage Brokerage specializing in FHA, VA, USDA, FannieMae & Freddie Mac Home Loans. Dean Henderson has been a full time mortgage broker since 1988. He has helped thousands of families obtain home loans, mostly in the Antelope Valley.
  • Greene Light Mortgage Solutions
  • 1075 Bonita Avenue, La Verne, CA, 91750
  • Greene Light. We are different here. We don't play games. Our goal is simply to provide you with the lowest possible interest rates and costs. We pledge to help you overcome roadblocks that can arise while securing a loan. Homeownership is within reach. Some even qualify with no down payment! Green means GO at Greene Light.
  • Spec Home Loans
  • 1246 Oakmead Lane, La Verne, CA, 91750
  • Spec Home Loans was established in 2006 by Southern California native Brian Barre, an accomplished business leader with extensive knowledge and experience in the real estate and mortgage industries. After spending the first part of his professional career as a Loan Officer, Brian decided to venture out on his own.
  • Equinox financial
  • 5557 Bluejay Street, La Verne, CA, 91750
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. Customer service is very important to all of us. As we continue to improve and expand our services
  • Evans Financial Network
  • 615 Smoketree Drive, La Verne, CA, 91750
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with top professionals who is able to give you quick and accurate financial advice. Our experienced loan officers
  • First Priority Capital
  • 3197 Peyton Road, La Verne, CA, 91750
  • First Priority Capital is committed to providing its customers throughout the state of California with some of the best mortgage rates and the lowest fees in the industry. We have streamlined the entire mortgage process to make it faster and more efficient.Our entire team is devoted to our commitment of providing only exceptional service.
  • GMA Real Estate Services Inc
  • 1403 Foothill Boulevard, Suite E, La Verne, CA, 91750
  • GMA Real Estate has been representing clients in La Verne, Claremont, San Dimas and throughout Southern California for over 20 years. Having worked previously as a mortgage underwriter, Patricia has the knowledge to help buyers obtain the right mortgage for them. Having a strong mortgage background also helps ensure our sellers.
  • Smith and Loans
  • 1101 California Ave, Suite 100, Corona, CA, 92881
  • At Pacific Seal Mortgage, we specialize in matching borrowers with the right mortgages. Conventional and FHA mortgages are among the many loan programs we have available. As a Mortgage Broker, we work with an array of Direct Lenders and can shop around to give you the most competitive rate available.
  • Pacific Mortgage Group
  • 2045 Compton Avenue, Suite 202, Corona, CA, 92881
  • We are a committed team, here to help you find the right mortgage rate for your needs. We understand that every borrower is different, and we offer a variety of services to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by working with the latest financial tools.