For 2026, the USDA loan limit in North-Hudson, located in St. Croix county, WI, is set at $322,000. Alternatively, the FHA limit for a single-family home is $402,500.
Leverage the Lendersa® USDA loan calculator to compare the prime USDA and FHA rates of today, identifying the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you explore USDA, FHA, Conforming, and VA loan options side-by-side, aiding the selection of the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $322,000 | 0% |
| FHA | $402,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to promptly connect you with the best USDA or FHA loan, free of hassle. Start by selecting one of three paths that link you to lenders and USDA programs.
The USDA home loan, backed by the Department of Agriculture—often referred to as a USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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