USDA Vs. FHA your options comparison in Somerset, St. Croix County, WI
In 2025, the USDA loan limit for a single-family home in Somerset, St. Croix county, WI is set at $358,800, whereas the FHA limit is $515,200.
Leveraging the Lendersa® USDA loan calculator enables you to compare the most advantageous USDA and FHA rates today, and assess the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the best program for your financial needs in .
Loan limits and down payment details for 2025 in Somerset, St. Croix county, WI
Loan Type
Loan Limit
Down payment
USDA
$358,800
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan alternatives in Somerset, WI
Lendersa® aims to offer you the most suitable USDA or FHA mortgage with speed and no stress. Start by choosing one of three entry points that guide you to lenders and a variety of USDA programs.
The USDA home loan is a mortgage backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage. It is offered only in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans demand no down payment at all.
Mortgage Right was founded to create a faster, more efficient, and more secure way to originate and close residential mortgage transactions. Mortgage Right is committed to working with any and all candidates looking for the opportunity to provide a healthy and rewarding financial future for themselves and their family.
Pioneer Mortgage Funding Inc., we are looking for driven and independent-minded mortgage originators to join our team. Our loan officers lead the industry in integrity and professionalism, which has allowed us to build lifelong relationships in our community. Building a team that cares about their clients.
Our team brings deep market knowledge & proven expertise to every transaction we underwrite.In today’s marketplace however, that’s not enough.So we also bring fresh thinking & an independent spirit that allows us to look at opportunities differently & respond quickly.Contact us by email, phone, or in person to discuss a commercial loan & investment
Bay to Bay Lending is associated with the nation's unsurpassed pricing leaders. The Bay to Bay Lending team of Tampa Mortgage Brokers will make the mortgage process as simple as possible. We pride ourselves on offering a premier level of customer support and we look forward to getting you the best financing available.Mortgage,
We understand that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home. We’re here for you. We’re Always Available.
WESTAR® has arranged funding of thousands of residential and commercial loans, plus subdivisions throughout Arizona in Tucson, Green Valley, Nogales, Sierra Vista, Douglas, Benson, Yuma, the Phoenix area, Flagstaff, Bullhead City, Show Low, Casa Grande, Arizona City, and Apache Junction.
"Syntex Mortgage will assist you with obtaining either a construction mortgage loan for your construction project or an “end” mortgage to purchase one of our homes.
We will walk you through the entire process from loan application to loan closing. Our Licensed Mortgage Specialist can customize mortgage loan products specific to your circumstance.
Citrus Lending of Tampa Bay is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending of Tampa Bay will work with you to get you the financing you need
7901 4th St N STE 300, Saint Petersburg, FL, 33702
Phoenix Capital connects real estate investors with private capital for fix-and-flip, BRRRR, and new construction projects. As an independent brokerage, we specialize in matching investors with direct lenders offering up to 90% purchase and 100% rehab financing, with closings typically completed in 10–15 days.
7901 4th St N, Suite 10265, Saint Petersburg, FL, 33702
Ridge Street is the lender for real estate entrepreneurs! We provide efficient capital for acquiring, renovating, building, and holding real estate. Partnering with local investors across the US, we're transforming real estate financing with a simple process, fair pricing, and no bureaucracy.
