In 2026, the USDA loan limit for a single-family home in Somerset, St. Croix county, WI is set at $358,800, whereas the FHA limit is $515,200.
Leveraging the Lendersa® USDA loan calculator enables you to compare the most advantageous USDA and FHA rates today, and assess the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the best program for your financial needs in
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| Loan Type | Loan Limit | Down payment |
| USDA | $358,800 | 0% |
| FHA | $515,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to offer you the most suitable USDA or FHA mortgage with speed and no stress. Start by choosing one of three entry points that guide you to lenders and a variety of USDA programs.
The USDA home loan is a mortgage backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage. It is offered only in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans demand no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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