USDA Vs. FHA your options comparison in Somerset, St. Croix County, WI
In 2025, the USDA loan limit for a single-family home in Somerset, St. Croix county, WI is set at $358,800, whereas the FHA limit is $515,200.
Leveraging the Lendersa® USDA loan calculator enables you to compare the most advantageous USDA and FHA rates today, and assess the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the best program for your financial needs in .
Loan limits and down payment details for 2025 in Somerset, St. Croix county, WI
Loan Type
Loan Limit
Down payment
USDA
$358,800
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan alternatives in Somerset, WI
Lendersa® aims to offer you the most suitable USDA or FHA mortgage with speed and no stress. Start by choosing one of three entry points that guide you to lenders and a variety of USDA programs.
The USDA home loan is a mortgage backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage. It is offered only in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans demand no down payment at all.
"Bay Area Realty Services is a full service Residential Real Estate Brokerage with offices in Palo Alto and San Mateo, serving mainly San Francisco, the Peninsula, the East Bay, and Silicon Valley/South Bay
Our services include the Listing of all types of Residential properties (for Sale or for Lease),"
Veteran Owned Mortgage Broker specializing in all types of loans - for all ages and stages of home ownership. Types of Loans: Fixed Rate Loan ARM Loan Jumbo Loan VA Loan FHA Loan Private Financing Whether you're a first time home buyer, already own a home and interested in Refinancing your current loan
130 Petaluma Avenue, Suite 2F, Sebastopol, CA, 95472
Cottingham Mortgage Inc. specializes in residential mortgages, and is dedicated to community and personalized service a true advocate for clients in today’s world of complex financing. Ongoing research and training, an understanding of changing industry guidelines, additional national and state licensing, and a vast knowledge of industry resources
Vocality Community Credit Union was founded 40 years ago by residents of Humboldt County that wanted more personal, inclusive, and community-focused financial services than traditional banks offered. That visionary spirit has never waned - we’ve been outside-the-box- thinkers and innovators, listen carefully to what our members need
Our goal is to make available the most affordable loan programs to aid you in reaching your objectives. Regardless of your circumstances, our representatives will assist you throughout the process. Whether it is a Hard Money Loan, Purchase Loan, Refinance, Commercial Loan, Residential Loan
AMA Mortgage is a mortgage brokerage to offer many different loan programs available out in the lending world. You don’t have to shop around to get the best rates and programs. A loan broker works with multiple lenders and can find the loan that will fit your situation, at the best rate possible.
In 1953, four local but separate credit unions came together to form the Credit Union Center, becoming the only one of its kind in the country. Separately, each one struggled to maintain office hours and operating staff. Today, these four have merged into one strong entity known simply as the SLO Credit Union.
Acquire offers the most competitive programs and rates available in the marketplace. We have access to over 50 lenders within the mortgage industry and fund some of the loans in house. These wholesale lenders are all reputable banks, most which offer a wide range of loan products, which gives Acquire the ability to source the best product
860 Pacific Street, Suite 103, San Luis Obispo, CA, 93401
Arroyo View Financial Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
599 Higuera Street, Suite F, San Luis Obispo, CA, 93401
Arrona Financial Real Estate Lending specializes in getting your home loan funded. From first time home buyers to seasoned investors, Arrona Financial has the experience, knowledge and ability to make your next real estate transaction a smooth one. From purchase money to refinance, we have the loan to fit your needs.
