USDA Vs. FHA your options comparison in Hudson, St. Croix County, WI

In 2025, the USDA loan limit for a single-family home in Hudson, county of St. Croix, WI is $358,800, while the FHA limit is $515,200.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, helping determine income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in identifying the best program in <Alabama> for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Hudson, St. Croix, WI

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conforming Conventional $726,200 3%

Exploring USDA and FHA Loan Options in Hudson, WI

Lendersa® is committed to swiftly providing you with the best USDA or FHA loan without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.

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Understanding USDA Loans in WI

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.
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  • Fidelity Bank NC
  • 1304 North Main Street, Fuquay Varina, NC, 27526
  • Fidelity Bank is a full-service financial institution with assets of approximately $3.4 billion headquartered in Fuquay-Varina, North Carolina. The Bank owns and operates 58 branches throughout North Carolina, Virginia, and South Carolina. For over 100 years, Fidelity Bank's vision has remained the same; to be the independent, sound.
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  • 175 Rock Road, Glen Rock, NJ, 07452
  • Glen Rock Savings Bank was established in 1922 to provide a safe place for local New Jersey residents to get a fair return on savings and secure residential home mortgages. The bank was initially located across the street from the iconic “Rock” in the Glen and was eventually renamed Glen Rock Savings Bank.
  • Commercial Mortgage Unlimited LLC
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