USDA VS FHA in Hudson, St. Croix County, WI

In 2026, the USDA loan limit for a single-family home in Hudson, county of St. Croix, WI is $358,800, while the FHA limit is $515,200.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, helping determine income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in identifying the best program in <Alabama> for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Hudson, St. Croix, WI

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conforming Conventional $726,200 3%

Exploring USDA and FHA Loan Options in Hudson, WI

Lendersa® is committed to swiftly providing you with the best USDA or FHA loan without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.

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Understanding USDA Loans in WI

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Paramount Bank
  • 90 Village Square Shopping Center, Hazelwood, MO, 63042
  • Paramount Bank history started as an independent mortgage company in 1970. Paramount Bank was recently re-imagined and rebuilt by a group of St. Louis investors. The Bank’s commitment to deliver market-leading deposit rates, product depth, best-in-class technology and superior service to help clients meet their financial goals

  • Farmers Bank of Lohman, Missouri
  • 103 Lomo Drive, Jefferson City, MO, 65109
  • Farmers Bank of Lohman is a community-oriented financial institution serving the Lohman and St. Martins, Missouri areas. The original incorporation of the Bank consisted of 100 shares of $100 par value purchased by investors from the local community of Lohman. We remain locally owned and operated and the descendants.

  • Conservation Employees’ Credit Union
  • 2915 W Truman Boulevard, Jefferson City, MO, 65109
  • Since 1955, Conservation Employees’ Credit Union (CECU) has existed as a financial institution owned by those people who save, borrow, and invest together as credit union members. As the credit union offers excellent returns on savings and low loan rates, each member has the opportunity to achieve greater stability and success.

  • Jefferson Bank
  • 700 Southwest Blvd., Jefferson City, MO, 65109
  • At Jefferson Bank, we think banking should be personal. And we like working with you. That's why customer service is so important to us. We're a team dedicated to serving you. You can count on our professionalism and discretion in handling all of your financial needs. Feel free to contact us with any question or concern.

  • Accord Mortgage
  • 2810 S. Ten Mile Dr., Jefferson City, MO, 65109
  • Purchasing a home is a big financial decision. We are dedicated to making sure whichever path you take, the road to your new home is an easy one! At Accord Mortgage, we are proud to offer loans of all types to all of Missouri and are dedicated to finding a solution that is perfect for you and your lifestyle. Let us help you find the loan

  • Hometown Federal Credit Union
  • 151 N Broadway, Peru, IN, 46970
  • Hometown FCU was started in August of 1936 by 33 Square D Company Employees contributing a total of $25. We moved from the Square D property in January 1989 and began serving Miami County in 1991. Our name changed from Square D Federal Credit Union to Hometown Federal Credit Union to better reflect our membership base.

  • Wildfire Credit Union
  • 6640 Bay Road, Saginaw, MI, 48604
  • we offer you an array of personal and business services to meet your needs and help you achieve your future financial goals. So what sets us apart? Our commitment, determination, and desire to make sure that our member service is in a league of its own and our excitement to help our members

  • Lake Huron Credit Union
  • 1540 Tittabawassee Road, Saginaw, MI, 48604
  • Lake Huron Credit Union was established in 1959. We strongly believe in our mission to provide our members with various financial services which enable them to enjoy a richer and fuller quality of A full-service financial institution serving the Saginaw, Bay, and Midland communities with 2 convenient locations in Kochville Township and Saginaw Town