USDA and FHA Pro and Con in Hudson, St. Croix County, WI

In 2026, the USDA loan limit for a single-family home in Hudson, county of St. Croix, WI is $358,800, while the FHA limit is $515,200.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, helping determine income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in identifying the best program in <Alabama> for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Hudson, St. Croix, WI

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conforming Conventional $726,200 3%

Exploring USDA and FHA Loan Options in Hudson, WI

Lendersa® is committed to swiftly providing you with the best USDA or FHA loan without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.

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Understanding USDA Loans in WI

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hudson Lenders

  • First National Bank of River Falls
  • 104 E Locust St, River Falls, WI, 54022
  • Lends in Wisconsin
  • First National Bank of River Falls is proud to offer several home mortgage, home loan & home construction loan options. We're here to make the home of your dreams a reality! Our skilled team of local lenders provide local servicing on most mortgages and are eager to walk you through the buying process.