USDA VS FHA in Rhinelander, Oneida County, WI

In 2026, the USDA loan limit in Rhinelander, within the county of Oneida, WI is $336,500. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the ideal program for your financial situation in Alabama.

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2026 Loan Limits and Down Payment Requirements in Rhinelander, County of Oneida, WI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Possibilities in Rhinelander, WI

Lendersa® is committed to obtaining the best USDA or FHA loan for you swiftly and with ease. Opt from three starting strategies to get matched with lenders and USDA loan schemes.

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Understanding USDA Loans in WI

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered solely in rural neighborhoods. Unlike FHA loans, which call for a minimum of 3.5% down payment, the USDA mortgage requires none whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BVA Federal Credit Union
  • 608 Rostraver Road, Belle Vernon, PA, 15012
  • BVA Federal Credit Union’s main objective is to provide outstanding financial services to its members. The credit union was chartered in 1966 as Rostraver Federal Credit Union. In 1969 the charter name was changed to Belle Vernon School Employees Federal Credit Union. The name changed again in 1999 to BVA Federal Credit Union

  • The Dickinson County Bank
  • 101 South Factory Street, Enterprise, KS, 67441
  • Dickinson County Bank The Dickinson County Bank of Enterprise, Kansas was chartered on June 2, 1894 as a result of a financial panic in 1887 that closed several area banks in Abilene, Hope, and Enterprise. The demand for banking was high and the bank was established to meet this demand.

  • JDMH Federal Credit Union
  • 520 Jefferson Avenue, 5th Floor, Suite 501, Jeannette, PA, 15644
  • JDMH FCU is a democratic, non-profit financial organization chartered by the Federal Government which is owned & operated by the members and exists solely to benefit them. Membership is open to all employees of Excela Health Westmoreland Hospital; retirees of Mercy Jeannette Hospital; Excela volunteers; employees of the credit union.

  • Franklin Regional Schools Federal Credit Union
  • 4068 Bushy Run Road, Jeannette, PA, 15644
  • Franklin Regional Schools Federal Credit Union was founded in 1967 to give the faculty and administration of the school district a convenient means to obtain loans and other financial services. Currently FRSFCU has 450 members and has been helping its members obtain the financing necessary to meet their individual needs.

  • Elliott Community Federal Credit Union
  • 920 North Fourth Street, Jeannette, PA, 15644
  • The Elliott Community FCU, Founded in 1935, is unique in the fact that all of our local branches were homes converted into office space. Membership is open to anyone who Lives, works, worships or attends school in Westmoreland County. We strive to provide our members with unique and personalized customer service that they cannot get.

  • Pronto Mortgage
  • 217 F Pleasant Valley Road, Jeannette, PA, 15644
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mountain Laurel Federal Credit Union
  • 413 South Michael Street, Saint Marys, PA, 15857
  • Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.

  • Citizens Deposit Bank of Arlington, Inc.
  • 1 Walnut Street, Arlington, KY, 42021
  • Citizens Deposit Bank is a community owned bank rooted in Western Kentucky. The bank was chartered by the Commonwealth of Kentucky in 1949 & continues to serve the needs of citizens of Carlisle, Hickman, Ballard & surrounding counties. Our reputation of being a hometown bank with excellent customer service is known throughout the counties we serve.

  • First National Bank in Philip
  • 103 East Oak Street, Philip, SD, 57567
  • First National Bank in Philip has, for over 110 years, served a large part of western South Dakota by providing quality banking based on customer service. We are proud that some relationships started three generations ago continue today. When you walk into our lobby, you will certainly be met with a smile.

  • Universal Federal Credit Union
  • 317 31st Street, Huntington, WV, 25702
  • Universal Federal Credit Union is a not-for-profit, member-owned financial cooperative. The Credit Union was chartered in 1935 by a handful of Huntington teachers to help other teachers with savings and loan options. Today, the Credit Union has expanded its field-of-membership and now offers financial services to anyone who lives

  • Newell Federal Credit Union
  • 309 Long Street, Newell, PA, 15466
  • This credit union was organized in October, of 1968, to promote thrift among its members and to accumulate a fund from these savings to make needed loans to members. We started out at Allied Chemical in Newell, PA with a small amount of members and have grown to today with members exceeding over 900 and assets over $6, 000, 000.