In 2026, the USDA loan limit in Rice-Lake, county of Barron, WI stands at $285,000, whereas the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates to determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you decide which program in states like Alabama suits your financial situation best.
2026 Loan Limits and Down Payment Requirements in Rice-Lake, County of Barron, WI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Rice-Lake, WI
The goal of Lendersa® is to help you secure an optimal USDA or FHA loan quickly and easily. Choose one of three starting points to find matching lenders and USDA loan offers:
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan, is available only in rural areas. Unlike FHA loans needing a 3.5% down payment, a USDA mortgage requires no down payment.
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