USDA Vs. FHA your options comparison in Barron, Barron County, WI
In 2026, the USDA loan limit for Barron, located in Barron county, WI, is $336,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates available today and identify the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Barron, Barron, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Barron, WI
The purpose of Lendersa® is to connect you with the most suitable USDA or FHA loan swiftly and without hassle. Choose from three starting points that lead to matching lenders and USDA loan programs tailored to your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. Available only in rural neighborhoods, it requires no down payment, unlike FHA loans which demand a minimum 3.5% down payment.
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Shell Lake State Bank has been providing financial services to the residents and visitors of Northwest Wisconsin. Complete banking services are available at the Main Office in Shell Lake as well as the branch offices located in Spooner, Minong, Hayward and Stone Lake, WI. The Shell Lake State Bank.
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