USDA Vs. FHA Pro and Con comparison in Ladysmith, Rusk County, WI
In 2025, the USDA loan limit for Ladysmith, located in Rusk county, WI, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide which program in fits your financial circumstances best.
2025 Loan Limits and Downpayment Requirements in Ladysmith, Rusk, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Ladysmith, WI
Lendersa® aims to secure the best possible USDA or FHA loan for you efficiently and without hassle. Choose one of three starting points to connect with matching lenders and suitable USDA loan programs.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan from the Department of Agriculture. It is available exclusively in rural areas, unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment.
The Federal Credit Union is a member-owned financial organization providing accessible and competitive financial services to meet the needs of our members, while maintaining long-term stability and growth.and also We are here to serve your financial needs. Please contact us to let us know how we can better serve you. Check our great services.
Mile High Federal Credit Union is a member-owned, not-for-profit financial organization operated in Butte, Montana. Mile High Credit Union has been in operation since 1936 Our goals are to continue the credit union philosophy of people helping people by encouraging savings, offering loans at competitive rates, & providing the best quality service.
Butte Community Federal Credit Union offers loans, money orders, traveler's cheques, and more. Our quick and easy money services put convenience first. We have an online banking portal that helps make money management a breeze. Visit our location today to get signed up for your new account or loan.
First State Bank of Blakely¹ was originally chartered in 1903 under the name First National Bank of Blakely and has operated continuously in Early County since its inception. The bank was owned and operated under the direction of Mr. S. G. Maddox, Sr. until his retirement in 1993.
Santo Christo Federal Credit Union was founded in 1954 to serve the financial needs of members of Santo Christo Catholic Parish and St. Louis Catholic Parish in Fall River, Massachusetts; residents of Wards Two, Three and Four of Fall River Massachusetts. Today, we are a full service financial institution that exists for one reason
99 S. Main Street, Suite 154, Fall River, MA, 02721
Our mission is to serve our customers with honesty, integrity and competence. We specialize in Home Purchase Loans and Refinancing in MA and RI. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks
Fall River firemen gave birth to what is today the Fall River Municipal Credit Union. The beginning was humble to say the very least. It started with a Fall River firefighter, a state appointed finance board, and the impending threat of wholesale cuts in the pay of city employees
Our mission is to provide our members with quality, affordable financial services in a responsible, efficient, professional, & convenient manner. Deposits are insured through the National Credit Union Administration & the MA Share Insurance Corporation. Rockland Federal Credit Union is a federally chartered credit union, established in 1922.
