FHA Vs. USDA loan program for Watertown, Jefferson County, Wisconsin

In 2025, USDA loan limit in Watertown, county of Jefferson, WI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Watertown, WI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Wisconsin?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 237-5626 755 miles Lender's profile and map Reviews Advanced Financial Federal Credit Union 785 Central Avenue, New Providence, NJ, 07974 Advanced Financial Federal Credit Union membership is available to anyone who lives, works, goes to school in Union or Essex County, NJ. We offer members a full range of financial services, similar to banks. We offer residents an alternative to the costly services of mega-banks & the option of a financial institution under local ownership.
(410) 749-1185 755 miles Lender's profile and map Reviews Hebron Savings Bank 101 North Main Street, Hebron, MD, 21830 Hebron Savings Bank began business in 1910 in a room, which was also used to store salt. One hundred pound bags of salt, used for hog killing, were stored in the room. Lots of times, the salt would spill out from the sacks particularly during damp weather as the sacks burst from the moisture.
8035735687 755 miles Lender's profile and map Reviews United Financial Group 202 W Main street, Lexington, SC, 29072 United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.
(800) 829-6372 755 miles Lender's profile and map Reviews First Community Bank South Carolina 5455 Sunset Blvd, Lexington, SC, 29072 First Community apart from other places to work? It's simple: We treat you like family. We operate on a first-name basis and use it often, we remember that you had to take Buddy to the vet last week, and we know that you need to leave a little early on Tuesdays to get your kids to practice.
(803) 996-3157 755 miles Lender's profile and map Reviews Empire Mortgage, LLC 518 East Main St, Suite 3, Lexington, SC, 29072 Empire Mortgage, LLC located in Lexington South Carolina. It gives us great honor to service the following areas, Lexington County, Richland County and the entire state of South Carolina. Over 15 million households experienced a foreclosure, short sale or bankruptcy during the economic crisis.
(803) 727-1941 755 miles Lender's profile and map Reviews Bradford Home Loans 925 East Main Street, Suite B & D, Lexington, SC, 29072 Darin Bradford. My goal is to deliver a fast and smooth home buying process while providing the best customer service possible. If you're buying a home or looking to refinance, I'm here to help you. My team and I are dedicated, experienced, and ready to help you with a home loan. Contact us now and we'll get started.
(803) 360-3101 755 miles Lender's profile and map Reviews Jeremy Chapman 426 South Lake Drive, Lexington, SC, 29072 Our Team is your premiere mortgage lender serving every corner of the Carolinas. We are ready to make the process of getting you approved for your new home or refinance the least stressful as possible. We have some of the best interest rates & top loan programs to meet your financial goals. Our variety of mortgage programs consist of Conventional
(803) 808-0877 755 miles Lender's profile and map Reviews Integrite First Mortgage LLC 112 Jocassee Trace, Lexington, SC, 29072 Integrité First Mortgage, LLC (SM) (IFM) is a Christian values company established in South Carolina in 2004 to accommodate the general public's need for a pleasant mortgage alternative to banks, credit unions, and other mortgage organizations. We strive to provide our services with respect, kindness, and integrity
(803) 490-7312 755 miles Lender's profile and map Reviews Digital Mortgage LLC 108 King Lees Court, Lexington, SC, 29072 At Digital Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
(803) 359-4005 755 miles Lender's profile and map Reviews Lexington Mortgage Center 317 West Main Street, Lexington, SC, 29072 Lexington Mortgage Center has been serving the Midlands of South Carolina since 1984. Since our start up as a small company, we have grown to now cover both North and South Carolina. Although we have grown as a company, we still provide that small-town service. Knowledge, Experience
(732) 445-3050 756 miles Lender's profile and map Reviews Rutgers Federal Credit Union 85 Davidson Road, Piscataway, NJ, 08854 RFCU began helping faculty and staff and their families reach their financial goals. Over the years, we have since included UMDNJ, students, and partnered with a variety of Rutgers University organizations. Today, Rutgers Federal Credit Union has over $90 million in assets and over 9, 400 members.