During 2026, the USDA loan limit for single-family residences in Watertown, located in the county of Jefferson, WI, is $336,500, whereas the FHA loan cap is $472,030.
Utilize the USDA loan calculator from Lendersa® to compare the leading USDA versus FHA rates currently available. Assess your eligibility requirements including income, credit score, reserves, and necessary documents. Through our sophisticated mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA programs to identify the optimal choice for your financial circumstances in .
2026 Loan Limits and Down Payment Details in Watertown, Jefferson, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Watertown, WI
At Lendersa®, our aim is to facilitate fast and straightforward access to the most suitable USDA or FHA loan solutions for you. Choose from our three streamlined starting points that align with lenders and USDA loan schemes.
The USDA home loan, backed by the U.S. Department of Agriculture, is sometimes referred to as the USDA rural development loan or USDA mortgage. It is limited to rural areas and differs from FHA loans in that it does not require a down payment, whereas FHA loans mandate at least a 3.5% down payment.
Square One Solutions is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
First National Bank is committed to its customers. For over 150 years our doors have been open, and we strive to serve our customers to best meet their individual financial needs, not only because they're our customers, but also our friends and neighbors. We take pride in being on a first name basis with our customers.
We are not a payday loan or title loan company. Our loans are Fully Amortized with Equal Payments of principal and interest. Our loan payments are Affordable and designed to fit within your monthly expenses. When you need a loan to establish credit or pay off a debt, you need to work with a company that is willing to work with you.
The Bank of Maysville was founded in 1835. As the Commonwealth of Kentucky’s oldest independent bank, our history serves as testimony that we are a community-minded financial institution dedicated to meeting the needs of our customers and the region we serve. The Bank of Maysville is the oldest independent bank in the Commonwealth of Kentucky.
For more than 125 years, Capitol Federal® has implemented our True Blue® philosophy of Safety in Savings, Sound Lending Policies, Quality Customer Service and Commitment to Community. These traditions have created the values we honor today, and will help shape our tomorrow.
CapFed® employees are True Blue and take pride in their work
The Bank of Crocker recognizes e-mail as a simple method of communication and inquiries requiring immediate attention should NOT be sent by e-mail. A Bank representative may not be available to immediately review your message. E-mail messages will not serve as a sufficient method for any requirement imposed on you to provide written notice.
12200 N. Ambassador Dr, Suite 301, Kansas City, MO, 64163
The American Association of Private Lenders (AAPL) is the only national organization supporting the private real estate lending industry. Our principles – ethics, education, and excellence – are the cornerstone for success in private lending. AAPL members are leaders who embody the character, dedication and experience critical for success.
F&M Bank in Falls City. We offer a comprehensive package of financial products and services. But perhaps most importantly, our bank is built on a friendly and knowledgeable staff who truly enjoy helping our customers meet their financial needs. At F&M Bank, you will find that our bank is large enough to meet all of your financial needs
First Nebraska Bank is a full-service community bank with 11 locations and 1 loan production office in central and eastern Nebraska. Our history in Nebraska banking can be traced all the way back to 1879. We are proud that our commitment to the success of our customers and the economic growth of the communities.
Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,
Century Bank opened in 2000 after a group of enthusiastic Anderson Countians joined with a vision to bring the experience of “hometown banking” back to our community. Because the bank is locally owned and managed, the daily banking decisions are made in Lawrenceburg by local people who know and understand the financial needs of our area.
