During 2025, the USDA loan limit for single-family residences in Watertown, located in the county of Jefferson, WI, is $336,500, whereas the FHA loan cap is $472,030.
Utilize the USDA loan calculator from Lendersa® to compare the leading USDA versus FHA rates currently available. Assess your eligibility requirements including income, credit score, reserves, and necessary documents. Through our sophisticated mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA programs to identify the optimal choice for your financial circumstances in .
2025 Loan Limits and Down Payment Details in Watertown, Jefferson, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Watertown, WI
At Lendersa®, our aim is to facilitate fast and straightforward access to the most suitable USDA or FHA loan solutions for you. Choose from our three streamlined starting points that align with lenders and USDA loan schemes.
The USDA home loan, backed by the U.S. Department of Agriculture, is sometimes referred to as the USDA rural development loan or USDA mortgage. It is limited to rural areas and differs from FHA loans in that it does not require a down payment, whereas FHA loans mandate at least a 3.5% down payment.
Penpoint Mortgage believes in doing what is in the best interest of the client at all times. That means listening carefully to the client to ascertain what they want and need. It also means educating the client throughout the entire process so that an informed decision can be made.
Security Mortgage Corporation specialize in Home Purchase Loans (FHA & Conventional)
FHA 203K Home Purchase Rehabilitation Loans
Refinance & 125% Mortgage Relief Refinance Loans
Reverse Mortgages
Low Rate 30 year and 15 year fixed mortgages and
We promise to give you and your realtor the best service.
We promise to give you a great deal
First Home Bank has been focused on being the premier bank of the Tampa Bay area. Headquartered in St. Petersburg, Florida, we’ve grown our independent community bank into a top nationwide SBA lender, with a nationwide team of more than 200 residential mortgage originators - but we never lose sight of our neighbors.
735 Arlington Avenue N, Suite 110, Saint Petersburg, FL, 33701
Bison Financial Group is an entrepreneurial firm advising real estate investors, developers and turn-around artists that buy, build, sell and finance commercial real estate. Bison has developed distinct expertise in the acquisition and finance of distressed properties with tremendous upside potential.
575 2nd Avenue South, Suite 204, Saint Petersburg, FL, 33701
At All American Mortgage, we believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, and mortgages for self employed. Since our business is built primarily
360 Central Ave Suite 800, Saint Petersburg, FL, 33701
Sun West Mortgage is a full service, mortgage banker established in 1980. The company's excellent service and fast turn-time has made Sun West a multi-billion dollar national originator.As a result, Sun West is a leader in offering a diverse set of products with low rates and excellent pricing.
100 2nd Ave N, Suite 240, Saint Petersburg, FL, 33701
Savvy Mortgage professionals are standing by ready to give you the personal attention you deserve, to help you through every step of the process. We will make it as easy and as enjoyable as we possibly can. We want to see you starting to enjoy your new home as fast as possible and also Our business is based on uncompromised Value, Expertise.
Gateway Capital Mortgage Our goal is to provide you with highest levels of service while providing you with the lowest cost home loans. Gateway Capital Mortgage has been focused on keeping customers satisfied since day one, and has consistently maintained a 99% mortgage satisfaction level in all customer service areas
1st Liberty Federal Credit Union was founded by Robert "Scotty" Scott and the co-founders: William Dawson, Joel Taylor, Morgan Moyer, Billie Brankovich, Ehud Markel, Kenneth Platt, and M.B. Holt. In June 1955 your credit union was chartered as Great Falls Air Force Base Federal Credit Union.
At Money Options Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select . on your behalf to help you achieve your dream of homeownership.
Riverview Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
