USDA Vs. FHA your options comparison in Horicon, Dodge County, WI

In 2026, the USDA loan limit for Horicon, located in the county of Dodge, WI, is designated as $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to contrast the optimal USDA and FHA rates available today. Discover the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side-by-side, helping you determine which program in is best suited to your particular financial situation.

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Loan Limits and Downpayment Requirements in Horicon, Dodge, WI for 2026

Loan Type Limit Amount Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Horicon, WI

The ambition of Lendersa® is to efficiently connect you with the most advantageous USDA or FHA loan, eliminating hassle. Choose one of three pathways to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

The USDA home loan, backed by the government Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is exclusively available for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Horicon Lenders

  • Horicon Bank
  • 326 East Lake Street, Horicon, WI, 53032
  • Lends in Wisconsin
  • Horicon Bank was founded in 1896 by Daniel C. Van Brunt, the inventor of the grain drill. His manufacturing company was sold in 1911 to Deere & Company, which continues to operate the factory as John Deere Horicon Works, producing consumer products including lawn tractors. Our home office building in Horicon was constructed in 1915.

  • The Mortgage Group
  • 411 E Lake St, Horicon, WI, 53032
  • Lends in Wisconsin
  • KRISTINE B. SCHROEDER started this company to provide mortgage loan customer’s with a fast, convenient and hassle-free loan process. Buying or Refinancing your dream home can be an exciting time for you. We are here to help guide you through the process using our knowledge and expertise to find the right solution to your personal mortgage needs.

  • Hustisford State Bank
  • 200 South Lake Street, Hustisford, WI, 53034
  • Lends in Wisconsin
  • The goal of the Hustisford State Bank has been and continues to be to provide quality personal service to our customers. Hustisford State Bank is committed to remain an independent community bank and will continue to strive to provide quality services to its customers, which are its most valuable asset.

  • Mayville Savings Ban
  • 200 S. Main St., Mayville, WI, 53050
  • Lends in Wisconsin
  • On February 1, 1922, the Mayville Savings and Loan Association first opened for business. Our local “Building & Loan” was created to serve two local needs — first, to promote housing by offering affordable home loans to all residents and second, to provide a means for people to safely save money by depositing small sums on an installment basis.

  • Team Get It Done
  • 105 South Main Street, Suite L, Mayville, WI, 53050
  • Lends in Wisconsin
  • Team Get It Done is a Wisconsin based mortgage team. Specializing in Purchase and Refinance, First Time Home Buyer loans; FHA; USDA; VA; Conventional & Jumbo loans. With experience in all levels of the Mortgage Industry from $40, 000 FHA loans to $3MM Jumbo loans Team Get It Done has the knowledge & experience necessary to turn dreams to reality.

  • American Bank of Beaver Dam
  • 115 Front St, Beaver Dam, WI, 53916
  • Lends in Wisconsin
  • American Bank of Beaver Dam, WI has been proudly serving the financial needs of citizens and businesses in the Beaver Dam area since 1891. We are a locally owned and independently operated financial institution and our staff boasts over 400 years of combined Banking experience. We are truly invested in our community.

  • Wisconsin Consumer Credit Incorporated
  • 700 East Avenue, Lomira, WI, 53048
  • Lends in Wisconsin
  • Wisconsin Consumer Credit has been helping customers with auto financing since 2009. Our staff provides fast response, friendly service & a personal review of every auto loan application received. We care about your transportation needs & partner with dealers that stand behind their vehicles to ensure you get where you need to go, safely & on time.

  • Forte Bank
  • 116 W. Sumner St., Hartford, WI, 53027
  • Lends in Wisconsin
  • At Forte Bank, our goal is to enhance your opportunities for financial success and safeguard your assets. That was our goal when we opened our doors in 1907, and it still rings true today. As an independent community bank, we believe we are responsible for supporting our local businesses, associations and community projects.

  • Bristol Morgan Bank
  • 103 South Main Street, Oakfield, WI, 53065
  • Lends in Wisconsin
  • Locally owned and operated, Bristol Morgan Bank has met the needs of Fond du Lac County and the surrounding areas for over 120 years. We care deeply about the communities we serve and the people in them. Because, well, these are our communities too. We live, work and play here just like you do.