USDA Loan Vs. FHA loan pro & con Waupun, Fond du Lac County, WI

In 2026, the USDA loan limit for Waupun in the county of Fond du Lac, WI, is $285,000. The FHA cap for a single-family home is $356,362.

Explore Lendersa®'s USDA loan calculator to contrast today's top USDA and FHA rates, focusing on income, credit, reserves, and necessary documents to qualify. Our detailed mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you to select the best program in for your financial scenario.

Examining USDA and FHA Loans in Waupun, WI

Lendersa® aims to swiftly and efficiently provide the best USDA or FHA loan without complexity. Choose one of three initial steps leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and match results

Understanding USDA Loans in WI

A USDA home loan, backed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA loans require none.

Get top 10
USDA LENDERS
customized to yout needes

(605) 281-0632 Lender's profile and map Reviews Refined Lending 523 S. Main St, Suite 2, Sioux Falls, SD, 57401 Refined Lending is a custom home mortgage company specializing in up and coming or established, urban and suburban neighborhoods in the Twin Cities. Our experienced team works closely to suggest the perfect mortgage for your unique lifestyle; a payment that fits within your budget.
(412) 831-4776 Lender's profile and map Reviews Equity Edge Funding Corporation 4050 Washington Rd, Suite 3F, Canonsburg, PA, 15317 Founded in 2001, Equity Edge Funding prides itself on its unmatched level of customer service. All of the loan officers take great strides in earning your business and work diligently toward being your "trusted mortgage financial advisor for life", not just one transaction. The company has developed a strong reputation
(412) 606-1020 Lender's profile and map Reviews MJ Mortgage & Tax Services, Inc. 321 Winners Circle, Canonsburg, PA, 15317 We understand that each customer has specific needs, so here at MJ Mortgage & Tax Services Inc., we strive to provide our clients with enhanced services and follow-though. Because of our many years in both the lending and the real estate industries, we make the complicated process seem easy and straightforward.
(412) 401-6805 Lender's profile and map Reviews THREE RIVERS LENDING 375 Southpointe Blvd, Suite 340, Canonsburg, PA, 15317 Three Rivers Lending "Mortgage and Refinancing Experts" with over 30 years of experience. We serve Pennsylvania and Florida. We are Mortgage Brokers so we can shop your loan with 18 of our investors to get you the best rate and product. Remember you only need 3.5% down to buy your new home. Call us so we can help you
(931) 552-7750 Lender's profile and map Reviews F&M Bank TN 50 Franklin Street, Clarksville, TN, 37040 F&M Bank is a dynamic regional bank located in middle Tennessee ... and is one of the top independent banks in the state! F&M Bank operates full-service banking offices in Clarksville, Springfield, Greenbrier, Dover, Bumpus Mills, Lebanon, Mt. Juliet, White House, Murfreesboro, Hendersonville and Cookeville.
(931) 503-1234 Lender's profile and map Reviews Legends Bank 310 N. First St, Clarksville, TN, 37040 Legends Bank was founded in 1998 in Clarksville, Tennessee. Today, our footprint has grown, allowing us to serve two of the five largest cities in the state and four Tennessee counties; Montgomery County, Williamson County and Davidson County. Legends is a community bank that’s bolstered by an extraordinary team made up of experienced lenders
(931) 503-8282 Lender's profile and map Reviews Cumberland Bank and Trust 502 Madison Street, Clarksville, TN, 37040 At Cumberland Bank & Trust, we realize that our customers are the reason we are here to serve our community. Like our President & CEO, Ron Sleigh says, “Cumberland Bank & Trust is a true ‘community bank.’ All five of our offices are located in Clarksville and Montgomery County. We pride ourselves on personalized customer relationships,
(931) 906-1489 Lender's profile and map Reviews Castle Rock Mortgage, LLC 120 Center Pointe Dr, Suite 4, Clarksville, TN, 37040 The Castle Rock Mortgage, LLC Team is your premier mortgage team located in Clarksville, Tennessee. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tennessee area.
(931) 431-6800 Lender's profile and map Reviews Fortera Credit Union 2050 Lowes Dr, Clarksville, TN, 37040 As a not-for-profit financial cooperative, Fortera’s focus will always be on serving people, not shareholder profit. Simply put, we value members over numbers. Our approachable, casual nature lacks the stuffiness of traditional banking. We have a reputation for finding a way to help people achieve their goals in the face of financial obstacles.
(615) 669-1610 Lender's profile and map Reviews Aniya Equity 306 Madison St, Suite 371, Clarksville, TN, 37040 Aniya Equity is a community-focused real estate investment company located in Clarksville, Tennessee that wants to pay you cash for your home. With years of experience, we set out to help our neighbors by stimulating local development, empowering residents and property owners and aid up-and-coming communities throughout Tennessee and Kentucky.
(304) 758-4308 Lender's profile and map Reviews Long Reach Federal Credit Union 315 Main Street, Middlebourne, WV, 26149 Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.