USDA Vs. FHA Pro and Con comparison in Beaver-Dam, Dodge County, WI
For 2026, the USDA loan cap in Beaver-Dam, found within Dodge county, WI, is set at $285,000, while the FHA cap is $356,362 for single-family homes.
Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA. It helps you understand the necessary qualifications, including income, credit, reserves, and documentation. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans together, enabling you to choose the most suitable option for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Beaver-Dam, Dodge County, WI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loans in Beaver-Dam, WI
The purpose of Lendersa® is to swiftly match you with the best USDA or FHA loan without the usual difficulties. Start with one of three pathways to connect with lenders and explore USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage. This option is available specifically for rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
American Bank of Beaver Dam, WI has been proudly serving the financial needs of citizens and businesses in the Beaver Dam area since 1891. We are a locally owned and independently operated financial institution and our staff boasts over 400 years of combined Banking experience. We are truly invested in our community.
Horicon Bank was founded in 1896 by Daniel C. Van Brunt, the inventor of the grain drill. His manufacturing company was sold in 1911 to Deere & Company, which continues to operate the factory as John Deere Horicon Works, producing consumer products including lawn tractors. Our home office building in Horicon was constructed in 1915.
KRISTINE B. SCHROEDER started this company to provide mortgage loan customer’s with a fast, convenient and hassle-free loan process. Buying or Refinancing your dream home can be an exciting time for you. We are here to help guide you through the process using our knowledge and expertise to find the right solution to your personal mortgage needs.
We are community banking at its best! Based in Columbus, Fall River, Friesland, Juneau and Rio, Wisconsin, we have been serving your banking needs since 1861. We are dedicated to your best interests in a way only a community bank can understand, bringing you the best of modern banking technology.
The goal of the Hustisford State Bank has been and continues to be to provide quality personal service to our customers. Hustisford State Bank is committed to remain an independent community bank and will continue to strive to provide quality services to its customers, which are its most valuable asset.
On February 1, 1922, the Mayville Savings and Loan Association first opened for business. Our local “Building & Loan” was created to serve two local needs — first, to promote housing by offering affordable home loans to all residents and second, to provide a means for people to safely save money by depositing small sums on an installment basis.
105 South Main Street, Suite L, Mayville, WI, 53050
Lends in Wisconsin
Team Get It Done is a Wisconsin based mortgage team. Specializing in Purchase and Refinance, First Time Home Buyer loans; FHA; USDA; VA; Conventional & Jumbo loans. With experience in all levels of the Mortgage Industry from $40, 000 FHA loans to $3MM Jumbo loans Team Get It Done has the knowledge & experience necessary to turn dreams to reality.
Locally owned and operated, Bristol Morgan Bank has met the needs of Fond du Lac County and the surrounding areas for over 120 years. We care deeply about the communities we serve and the people in them. Because, well, these are our communities too. We live, work and play here just like you do.
Avestar Credit Union is committed to providing its members sound and dependable financial service. We will provide loans to the community in a prudent and sound manner in accordance with our written policy. Our members will receive a fair and competitive return on their investments while we maintain the financial stability of the credit union.
