USDA VS FHA in Beaver-Dam, Dodge County, WI

For 2025, the USDA loan cap in Beaver-Dam, found within Dodge county, WI, is set at $285,000, while the FHA cap is $356,362 for single-family homes.

Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA. It helps you understand the necessary qualifications, including income, credit, reserves, and documentation. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans together, enabling you to choose the most suitable option for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Beaver-Dam, Dodge County, WI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loans in Beaver-Dam, WI

The purpose of Lendersa® is to swiftly match you with the best USDA or FHA loan without the usual difficulties. Start with one of three pathways to connect with lenders and explore USDA loan programs.

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Understanding the USDA Loan in WI

A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage. This option is available specifically for rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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