USDA Vs. FHA Pro and Con comparison in Delavan, Walworth County, WI

As of 2025, the USDA loan ceiling in Delavan, part of Walworth county, WI, is set at $336,500. Meanwhile, the FHA loan maximum stands at $472,030 for single-family dwellings.

Leverage the Lendersa® USDA loan calculator to evaluate current top rates between USDA and FHA, and to identify the income criteria, credit, reserves, and necessary documentation for qualification. Our top-tier mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, guiding you to select the ideal program in that aligns with your specific financial needs.

Evaluate loan offers from a pool of 100 lenders

Downpayment requirements and loan ceilings for 2025 in Delavan, Walworth county, WI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring FHA and USDA loan varieties in Delavan, WI

The mission of Lendersa® is to facilitate access to optimal USDA or FHA loans swiftly and with ease. Choose from one of three initial paths to find matching lenders and pertinent USDA loan offerings.

Lendersa USDA loan request and match results

An Insight into USDA Loan in WI

A USDA home loan involves a government-backed issuance from the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, designated for rural locales only. Distinct from FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Veritas Funding
  • 7730 S. Union Park Avenue, Suite 200, Midvale, UT, 84047
  • Veritas founding iSince 2004 day one, we’ve strived toward a culture of transparency, support, and dependability. Our team of highly skilled professionals have committed to providing superior mortgage solutions, communicating openly and honestly, and continuously improving their knowledge and skillset to offer the best service they can
  • United First Mortgage
  • 7351 Union Park Ave, Suite 225, Midvale, UT, 84047
  • United First Mortgage. We are a full-service mortgage company based in Salt Lake City, Utah. We specialize in FHA, Conventional, VA, and Rural Housing home loans in Salt Lake City as well as all counties in the state. We also serve the surrounding cities in Salt Lake County. Whether you are buying a home or refinancing.
  • Paradigm Commercial Capital
  • 289 E 930 S, Orem, UT, 84058
  • M5 Commercial Funding is a lending network which connects residential loan officers and mortgage brokers with the best commercial lending programs. Our team has over 30 years’ experience financing commercial property across the United States. M5 Commercial Funding is located at 4, 500 ft above sea level, in the silicon slopes of the Rocky Mountains
  • VA Help Center, LLC
  • 561 South Orem Boulevard, Suite K-4, Orem, UT, 84058
  • "VA Help Center is grateful to our military and would be honored to serve those who have already given so much for our country. We appreciate the sacrifices you have made. We would be grateful to offer our services to help with your purchase or refinance of a home. Our VA home loan specialists have been serving veterans for over 16+ years."
  • Security Home Mortgage
  • 576 State St, Orem, UT, 84058
  • Security Home Mortgage is a mortgage bank, meaning we underwrite and fund our own loans in-house. This translates into fast loan approvals and closings, getting you into your home sooner. It also means there is no middleman.We offer a number of loan programs to help you purchase a new home, some with as little as 0% down
  • Private Money Utah
  • 560 S State Street F-1C, Orem, UT, 84058
  • We are based in Utah but we lend all over the U.S. Private Money Utah assists real estate investors, business owners, and other borrowers to obtain private money and hard money loans. We specialize in hard money loans in Utah, Colorado, Hawaii, Arizona, Oregon, Washington, Chicago, Texas, Georgia, New York, New Jersey.
  • Falcon International Bank
  • 7718 Mcpherson Rd, Building F, Laredo, TX, 78045
  • Falcon’s current owners acquired the bank in 1995, the staff consisted of only 20 employees and $52 million in assets. Today, with the benefit of steady leadership, talented employees and a loyal clientele, Falcon is celebrating its 35th year anniversary and is the 75th largest bank in Texas and is proud to have over 350 dedicated bankers on its te
  • GEO Mortgage
  • 9901 McPherson Rd, Suite 101, Laredo, TX, 78045
  • GEO Mortgage Services, Inc., we are committed to helping you find the right mortgage loan that fits your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. With many satisfied customers, our staff works to provide you with the lowest rates and the best service in the area.
  • Mountain America Credit Union
  • PO Box 2331, Sandy, UT, 84091
  • Mountain America Credit Union is a member-owned, full-service financial institution. Federally insured by NCUA. Equal Housing LenderCredit Union assists members on the right path to help them identify and more than 990, 000 members and $13 billion in assets, Mountain America Credit Union assists members on the right path to help them identify.
  • The First National Bank of Layton
  • 12 South Main Street, Layton, UT, 84041
  • At First Community Bank, we don't aspire to a vision of transacting business. We aim for transforming lives. Everything we do as a bank goes towards helping our customers become empowered and succeed financially. When you bank with First Community, your banker is more than just a face in the crowd.
  • Finance With Steve
  • 1133 N Main St, Suite 150, Layton, UT, 84041
  • Steve have been Home Mortgage Loans expert in Utah, doing home loans since 1996. He have the experience to walk you through any issues, concerns or circumstance. Steve can help you if you've had a bankruptcy, or foreclosure and He can show you how to easily become a real estate investor.