As of 2026, the USDA loan ceiling in Delavan, part of Walworth county, WI, is set at $336,500. Meanwhile, the FHA loan maximum stands at $472,030 for single-family dwellings.
Leverage the Lendersa® USDA loan calculator to evaluate current top rates between USDA and FHA, and to identify the income criteria, credit, reserves, and necessary documentation for qualification. Our top-tier mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, guiding you to select the ideal program in that aligns with your specific financial needs.
Downpayment requirements and loan ceilings for 2026 in Delavan, Walworth county, WI
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring FHA and USDA loan varieties in Delavan, WI
The mission of Lendersa® is to facilitate access to optimal USDA or FHA loans swiftly and with ease. Choose from one of three initial paths to find matching lenders and pertinent USDA loan offerings.
A USDA home loan involves a government-backed issuance from the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, designated for rural locales only. Distinct from FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment whatsoever.
As Whitewater Wisconsin's largest and oldest locally owned and operated financial institution, our goal is to provide you with top quality services to help you meet your financial goals. Home grown, home owned, we have a very rich history of being involved with the Whitewater community, large enough to serve you, small enough to care, that's us.
820 Geneva Pkwy, Suite 106, Lake Geneva, WI, 53147
Lends in Wisconsin
INmortgage Co mission is to strive to provide a new level of excellence along with a fresh transparent approach in the mortgage industry. We boast the top of the line technologies, broad range of programs, comprehensive marketing and experienced staff comprised of top producing loan originators, and management.
The Bank of Milton is a locally owned independent hometown bank, serving our customers and the communities around us. We strive to exceed your expectations by providing exceptional personalized customer service. We emphasize strong client relationships and a high level of community involvement.
First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.
Badger Bank will be a strong, growing, independent community bank that strives to achieve customer loyalty, employee success.
In July of 1884, a State-chartered bank opened its doors for the first time at 218 South Main Street, Fort Atkinson. Citizens State Bank (now known as Badger Bank) was established by Congressman L. B. Caswell
We offer all the same products and services that the big guys offer. But we couldn't be more different. Our focus isn't on selling you those products and services. Our focus is about connecting you with the ones that will make the biggest difference for you. It's just one of the many ways we are Here. For You. Always
FCCU, and welcome to the cooperative side of the financial world! FCCU has been growing roots in Southeast Wisconsin since 1940 when employees of Moe Light, in Fort Atkinson, pooled their paychecks together to begin the credit union. Since then, the credit union has expanded by building branches in Jefferson, Watertown, and Whitewater.
