As of 2026, the USDA loan ceiling in Delavan, part of Walworth county, WI, is set at $336,500. Meanwhile, the FHA loan maximum stands at $472,030 for single-family dwellings.
Leverage the Lendersa® USDA loan calculator to evaluate current top rates between USDA and FHA, and to identify the income criteria, credit, reserves, and necessary documentation for qualification. Our top-tier mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, guiding you to select the ideal program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to facilitate access to optimal USDA or FHA loans swiftly and with ease. Choose from one of three initial paths to find matching lenders and pertinent USDA loan offerings.
A USDA home loan involves a government-backed issuance from the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, designated for rural locales only. Distinct from FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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