USDA Vs. FHA Pro and Con comparison in Plover, Portage County, WI

In 2026, the USDA loan cap for Plover, county of Portage, WI is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess the current top USDA versus FHA rates and determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial circumstances.

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2026 Loan Limits and Downpayment Requirements in Plover, Portage, WI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Plover, WI

Lendersa® strives to secure you the best possible USDA or FHA loan quickly and without hassle. Select one of three ways to align with matching lenders and explore USDA programs.

Lendersa USDA loan details and results

Understanding USDA Loans in WI

A USDA home loan is a government-backed financing option provided by the Department of Agriculture, also known as a USDA rural development loan. Available only in rural areas, it is unlike FHA loans, which require a 3.5% minimum down payment, as USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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