For 2025, the USDA loan limit in Princeton, within the county of Mercer, WV, is established at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to assess and contrast the superior current rates of USDA and FHA. Determine the necessary income, credit scores, reserves, and required documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loan alternatives side-by-side to assist you in choosing the best option for your financial situation, including in
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| Loan Type | Loan Cap | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to help you quickly find the best USDA or FHA loan without any hassle. Choose one of three initial starting points to connect with matching lenders offering USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-backed through the Department of Agriculture and exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, a USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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