In 2025, the USDA loan limitation for Shady-Spring, situated within Raleigh county, WV is $285,000, whereas the FHA limit for a single-family home is $356,362.
Employ the Lendersa® USDA loan calculator to evaluate and contrast the foremost rates available for USDA versus FHA today. Determine the income, credit, reserves, and requisite documents needed for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, aiding you in selecting the best suited to your financial scenario, especially in .
2025 Loan Limits and Downpayment Requirements in Shady-Spring, County of Raleigh, WV
Type of Loan
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Shady-Spring, WV
Lendersa® aims to connect you with the most favorable USDA or FHA loan options quickly and seamlessly. Select from three initial pathways to find matching lenders and USDA loan offers.
A USDA home loan is distinctively supported by the Department of Agriculture, widely recognized as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans that necessitate a 3.5% minimum down payment, a USDA mortgage is offered without any required down payment.
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It's not just a job. It's a family work environment putting you first. Team Meritrust is making our world a better place for our members and communities, one exceptional service experience at a time.
With a mission of improving the lives of members and the communities we serve.
