FHA Vs. USDA loan program for Ripley, Jackson County, West Virginia

In 2025, USDA loan limit in Ripley, county of Jackson, WV is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Ripley, WV

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in West Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(970) 541-1222 Lender's profile and map Reviews Summit Home Mortgage, LLC 375 E Horsetooth Rd, Building 2, Suite 201, Fort Collins, CO, 80525 Our team is your dedicated mortgage broker located in Fort Collins, Colorado. We believe your mortgage is more than a liability. If designed properly it can be a vital tool in helping you achieve your personal and financial goals. Since your home is likely to be one of your largest assets, and your mortgage your largest debt
(970) 232-3990 Lender's profile and map Reviews Integrity Lending Solutions Inc 149 West Harvard Street, Suite 302, Fort Collins, CO, 80525 Integrity Lending Solutions Inc, was established in 2005 by Justin Obert and Mark Martino. We are local transplants from Colorado Springs, we both attended Colorado State University and never left the beautiful city of Fort Collins. Once we graduated we came upon the realization that we need to start a career. After learning the ropes.
(720) 233-5044 Lender's profile and map Reviews North Point Financial Inc 1203 24th St, Denver, CO, 80205 North Point Financial Inc are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(303) 309-4333 Lender's profile and map Reviews RP Mortgage LTD 2301 Blake, Suite 100, Denver, CO, 80205 RP Mortgage, Ltd. offers Jumbo, Super Jumbo, Conventional, Home Equity Loans, Home Equity Lines of Credit, FHA, and VA financing. Our rates are some of the most competitive in Colorado. Whether you are looking to refinance or purchase your new home entrust RP Mortgage, Ltd. to handle this important financial decision
(720) 457-3400 Lender's profile and map Reviews Red Door Mortgage 2049 Larimer Street, Denver, CO, 80205 Red Door Mortgage is a hand-picked team of highly respectable experienced Mortgage Loan Originators coming together to work for you. Our experience and dedicated professionalism ensure our clients have an exceptional mortgage experience they expect from Red Door Mortgage. Our decades of experience in the unique world of Mortgages positions us.
(720) 524-3215 Lender's profile and map Reviews Beacon Lending 2301 Blake Street, Suite 207, Denver, CO, 80205 Beacon Lending Our #1 goal is to provide the best customer service you will ever receive from a mortgage broker. We have a high rate of return clients because we take time to understand our client's unique situation. Our experience allows us to fit them into a mortgage that works best for them.
(303) 437-8448 Lender's profile and map Reviews Clear to Close Mortgage LLC 2801 Welton Street, Suite 200, Denver, CO, 80205 Clear to Close Mortgage provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services with our seasoned professional brokers taking care of each individual transaction. Our support staff has the expertise and systems in place to ensure a smooth transaction that you and your broker.
(720) 591-5231 Lender's profile and map Reviews Montis Lending Group LLC 500 E 84th Ave, Suite A-1, Denver, CO, 80205 Our independence as a mortgage broker means we have the ability to offer rates, terms and flexibility other lenders can’t. Each client, each day, is a new opportunity to build our reputation and invest our years of expertise by guiding our customers through today’s challenging home financing decisions. Be it a purchase of a home.
(720) 647-3100 Lender's profile and map Reviews Ownership Mortgage LLC 3858 Walnut Street, Suite 144, Denver, CO, 80205 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible while helping borrowers overcome the frequent roadblocks that can arise while securing a loan
(303) 321-4209 Lender's profile and map Reviews Westerra Credit Union 3700 East Alameda Ave, Denver, CO, 80209 Westerra Credit Union has a startup agile mentality with rich 85-year history. At nearly $1.7 billion in assets we are taking the opportunity to lean into new technology and improve member access to financial services. We are implementing new products and adjusting others so that we can effectively meet both the big life events
(303) 377-4181 Lender's profile and map Reviews Montegra Capital Resources, LTD 3200 Cherry Creek S Dr, Suite 200, Denver, CO, 80209 Montegra Capital Resources has served as Colorado’s premier hard money lender, developing a reputation as a trusted source for hard money and bridge loans in Colorado and the Rocky Mountain Region. Montegra is a direct hard money lender, not a loan broker, and as such has complete control over the funds issued and the decisions made.