For 2026, the USDA loan limit in Point-Pleasant, Mason County, WV is $285,000, while the FHA loan limit for a single-family home is $356,362.
Employ the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, evaluating the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable programs for your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in Point-Pleasant, Mason County, WV
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Point-Pleasant, WV
Lendersa® aims to quickly and seamlessly secure the best USDA or FHA loan for you. Choose from three beginnings to connect with lenders and explore USDA loan programs.
The USDA home loan is a government-backed loan by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is only available in rural areas. Unlike FHA loans that require a 3.5% minimum down, USDA loans require no down payment.
Twin Oaks Federal Credit Union was established in 1977 by Mr. Charles W. Garland and a few eager co-workers. They all shared a dream and saw a need for a credit union inside the Goodyear plant in which they worked. On March 28, 1977 Goodyear WV Federal Credit Union was chartered to serve only the employees of the Goodyear plant
Ravenswood Federal Credit Union has been open since 1959. It's the 25th largest credit union in West Virginia with assets totaling $41.28 Million and providing banking services to more than 5, 000 members as of March 2022
The credit union is a community-based financial institution. People living, working
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Putnam School Employees Federal Credit Union, charter number 21107, was founded November 9, 1972. It was chartered to serve the employees of Putnam County Board of Education. At Conception it was operated out of the home of founding members Mr. and Mrs. Raymond Peak. Following there, space was donated by the Putnam County Board
The Poca Valley Bank is an independent, community bank which was founded beside the Pocatalico River in Walton in 1908. We opened our first branch office in 1987 in Clendenin, Kanawha County. In the 1990s, two more Kanawha County branches were built in Elkview (1990) and Sissonville (1997).
