USDA and FHA Pro and Con in Point-Pleasant, Mason County, WV
For 2026, the USDA loan limit in Point-Pleasant, Mason County, WV is $285,000, while the FHA loan limit for a single-family home is $356,362.
Employ the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, evaluating the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable programs for your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in Point-Pleasant, Mason County, WV
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Point-Pleasant, WV
Lendersa® aims to quickly and seamlessly secure the best USDA or FHA loan for you. Choose from three beginnings to connect with lenders and explore USDA loan programs.
The USDA home loan is a government-backed loan by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is only available in rural areas. Unlike FHA loans that require a 3.5% minimum down, USDA loans require no down payment.
Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation. We understand the challenges families face today. Our commitment is to utilize all of our resources to help you pursue your goals.
409 Center Street, Suite C, Johnsonburg, PA, 15845
PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
Ecusta Credit Union was founded in 1976 in order to provide the Olin Corporation employees with a safe, convenient place to save as well as borrow – a financial institution dedicated to their best interest.
After several name changes, we are now known as Ecusta Credit Union, we offer our services to everyone who lives, works, worships
Since 1901, Home National Bank has been part of the community. Through the years, we have sought to meet the financial needs of customers. Home National Bank has a total of 175 shareholders and is widely held. The largest shareholder maintains 6% of the shares outstanding. We are truly a community bank with our ownership widely.
Bruce Roberts (CEO of Carofin and Carolina Financial Securities—Carofin’s parent company), and Peter Milhaupt (Chairman of Carolina Financial Securities). Their paths had crossed many times, both in finance and as friends, when in 1995 they became business partners in the formation of the Carolina Financial Securities (CFS).
Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
27560 Groesbeck Hwy, Suite 2, Roseville, MI, 48066
We fund hard money commercial loans. With over fifty Private Lenders. Even in these tough economic times KCG is able to fund difficult hard money commercial loans that most other lenders would turn down. Special Circumstance Financing Structures are available for almost any type of commercial real estate, that cannot be funded
First National Bank is a community bank committed to serving you better. As one of the oldest and most stable banks in the Indianapolis area, First National Bank has been a staple of the community for more than 100 years. As a full-service financial institution, we serve both individuals and small businesses alike, with a full range of banking
