USDA Vs. FHA your options comparison in Cross-Lanes, Kanawha County, WV
For 2025, the USDA loan limit in Cross-Lanes, located within Kanawha County, WV, is set at $285,000, whereas the FHA limit for a single-family residence is $356,362.
To compare today's top USDA and FHA rates, use the Lendersa® USDA loan calculator to determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in Alabama.
Loan Limits and Down Payment Requirements in Cross-Lanes, Kanawha County, WV for 2025
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Understanding USDA and FHA Loan Options in Cross-Lanes, WV
The mission of Lendersa® is to efficiently secure the best USDA or FHA loan for you. Start with one of three options to connect with lenders and explore USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment at all.
Since 1964, Community National Bank & Trust has been dedicated to helping individual and business customers succeed. The mission statement of Community National is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders. Our goal is always to serve the best interests of our communities.
City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.
Lending Elite is committed to design the loan to suit your needs. Whether you are buying, refinancing, or remodeling, we are here to guide you through the process to achieve your financial goals. and also Lending Elite Inc. is an independent mortgage company, licensed by the Texas Department of Savings.
Home Key Loans, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. residential lending industry
White Earth Reservation Federal Credit Union has been open since 1966. The credit union has assets totaling $3.15 Million and provides banking services to more than 1, 000 members. White Earth Reservation Federal Credit Union Federally Insured Credit Union. Offering Savings, Checking, Christmas Accounts & More.
Ensure Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
751 E Southlake Blvd, Suite 113, Southlake, TX, 76092
L W Financial Services Inc is a a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage loan sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Assurance Home Loans specialize in home financing -- finding the best (lowest cost, smooth process) mortgage loan for each borrower. Ask about our 1% down payment purchase loan! We also have Conventional loans up to $679, 650 for all of Texas (avoid Jumbo rates). Your loan matters to us,
546 Silicon Drive, Suite 100, Southlake, TX, 76092
Southern Mortgage Group, LLC, a professional mortgage company specializing in residential mortgages. At Southern Mortgage Group, LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
Red Diamond Home Loans is a unique Mortgage Banking Company that is focused on providing premier client solutions. This includes a variety of product, excellent pricing and exceptional service. Many banks/mortgage banks provide a company solution that will not always fit the need of all clients. We utilize a variety of investors to meet those needs
Valley Premier Bank continues to be locally owned and operated by the same people in the same locations. Both offices offer traditional bank products, which include commercial, real estate and consumer loans, checking and savings accounts, certificates of deposit, safe deposit boxes
