FHA Vs. USDA loan program for Cross-Lanes, Kanawha County, West Virginia

In 2025, USDA loan limit in Cross-Lanes, county of Kanawha, WV is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cross-Lanes, WV

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What is USDA Loan in West Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(201) 746-6800 447 miles Lender's profile and map Reviews PINE HILL MORTGAGE GROUP, INC. 172 Broadway, Suite 104, Woodcliff Lake, NJ, 07677 Pinehill Mortgage Group, Inc. offers all loan programs to meet your needs. We handle Conventional, Non-Conventional, FHA, VA, Reverse and Commercial products. Conforming Loans: Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.
(866) 639-9500 447 miles Lender's profile and map Reviews Channel Mortgage 55-25 69th Street, 1st Floor, Maspeth, NY, 11378 Channel Mortgage is a dynamic mortgage company, dedicated to helping customers connect the dots on their path to home ownership. The Company’s leadership has over 50 years combined experience in the mortgage business. Channel Mortgage is a 100 percent referral based business. We do not expend resources on slick advertising and other misleading gimm
(618) 282-3939 447 miles Lender's profile and map Reviews North County Savings Bank 411 W Market St, Red Bud, IL, 62278 North County Savings Bank was first chartered in 1887 as Evansville Building & Loan Association. The Building & Loan was located in the former Pautler Hotel in Evansville, IL. In 1973 our savings institution was approved for a location in Red Bud, IL and it became our home office with a branch in Evansville, IL.
(334) 364-2850 447 miles Lender's profile and map Reviews East Alabama Community Federal Credit Union 509 E Thomason Circle, Opelika, AL, 36803 We have 3800 members and approximately $14 million in assets. The credit union was founded in 1961 and originally served Lee County Hospital employees. Since then, Lee County Hospital has been renamed East Alabama Medical Center & is still a major sponsor group. EAC Federal Credit Union has expanded to include the following select employee groups.
(815) 568-4100 448 miles Lender's profile and map Reviews Prairie Community Bank 800 West Grant Highway, Marengo, IL, 60152 Prairie Community Bank was established on April 2, 1998 as a locally owned and independent bank. We opened as Prairie State Bank and on January 1, 2004 we changed the bank’s name to Prairie Community Bank, to better reflect our commitment and focus on our surrounding communities. Each day.
(414) 486-4500 448 miles Lender's profile and map Reviews Prime Financial Credit Union 5656 South Packard Avenue, Cudahy, WI, 53110 Prime Financial Credit Union is dedicated to improving the financial well-being of its members by providing innovative, competitive, and high quality services and products. A "not for profit" financial services cooperative owned and operated by and for its members. Member-owners receive their dividends back on a daily basis.
(212) 234-4121 448 miles Lender's profile and map Reviews FIDELIS FEDERAL CREDIT UNION 448 West 152nd Street, New York, NY, 10031 Since 1956, Fidelis Federal Credit Union is committed to building our assets and membership by providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates and financial stability and Fidelis Federal Credit Union is a nonprofit financial institution
(845) 357-6900 448 miles Lender's profile and map Reviews The Everest Equity Company, Inc. 2 Executive Blvd Ste 201, Suffern, NY, 10901 The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.
(309) 672-5230 448 miles Lender's profile and map Reviews Cooperative Choice Network Credit Union 3927 N. University St, Suite C, Peoria, IL, 61614 Choice Credit Union and Illinois Electric Cooperatives Federal Credit Union (IECFCU) joined creating the state of Illinois’s first network credit union, Cooperative Choice Network Credit Union (CCNCU). The founding of the network credit union is to allow credit unions to become a part of the network credit union and its products and services.
(309) 693-6000 448 miles Lender's profile and map Reviews Kemba Peoria Credit Union 2318 W Willow Knolls Drive, Peoria, IL, 61614 KEMBA Peoria Credit Union was organized in 1934 and is a non-profit financial cooperative, chartered by the State of Illinois and regulated by the National Credit Union Administration (NCUA) who federally insures your savings account up to $250, 000. Our purpose is to promote savings by paying higher dividend rates, to provide low cost loans,
(540) 320-6285 448 miles Lender's profile and map Reviews North Pines Financial Solutions 2135 W Sunnyview Dr, Peoria, IL, 61614 Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.