For 2026, the USDA loan limit in Nitro, located in the county of Kanawha, WV stands at $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast the premier USDA and FHA rates available today, and identify the income, credit, reserves, and documentation required for eligibility. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in selecting the most suitable option for your financial needs, especially in
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| Type | Maximum Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective at Lendersa® is to obtain you the most favorable USDA or FHA loans quickly and without complications. Choose one of three initial steps to connect with matching lenders and USDA loan programs.
A USDA home loan is government-secured through the Department of Agriculture and is known as a USDA rural development loan or USDA mortgage. These loans are exclusively offered in rural communities. Unlike FHA loans that demand a 3.5% down payment, a USDA mortgage requires no initial payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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