USDA Vs. FHA your options comparison in Rawlins, Carbon County, WY

In 2025, for a single-family home in Rawlins, located in Carbon, WY, the USDA loan limit is set at $336,500, while the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, assessing the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Rawlins, Carbon, WY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Rawlins, WY

Lendersa® aims to efficiently provide you with the optimal USDA or FHA loan, swiftly and without complication. Choose one of three starting options to connect with lenders and explore USDA loan programs.

Representation of Lendersa USDA loan inquiries and matches

Defining USDA Loans in WY

The USDA home loan, backed by the Department of Agriculture, also known as USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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