USDA Vs. FHA Pro and Con comparison in Rawlins, Carbon County, WY

In 2026, for a single-family home in Rawlins, located in Carbon, WY, the USDA loan limit is set at $336,500, while the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, assessing the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Rawlins, Carbon, WY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Rawlins, WY

Lendersa® aims to efficiently provide you with the optimal USDA or FHA loan, swiftly and without complication. Choose one of three starting options to connect with lenders and explore USDA loan programs.

Representation of Lendersa USDA loan inquiries and matches

Defining USDA Loans in WY

The USDA home loan, backed by the Department of Agriculture, also known as USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lakeshore Mortgage Services Inc
  • PO Box 2190, Kirkland, WA, 98083
  • Lakeshore Mortgage Services, Inc., has been providing cash for contracts, notes and trust deeds since 1979. You can sell all or various portions of your contract, giving you a lump sum of money now instead of waiting for periodic installments. We quote net prices to you which means that we pay all of the closing costs.

  • The Hub-Co Credit Union
  • 310 Bank Street, Keokuk, IA, 52632
  • The Hub-Co Credit Union is Chartered in 1938, federally insured credit union (Insured by National Credit Union Share Insurance Fund, owned by its members. Unlike a bank or savings and loan association, a credit union is not for profit and is dedicated only to serving its members, who share a common bond such as employment at the same company.

  • Mobile Home Mortgages
  • 1270-C Lawrence Station Rd, Sunnyvale, CA, 94089
  • At Mobile Home Mortgage, we pride ourselves with providing outstanding customer service and value for your money. As your loan officer, it's my job to guide you through the sometimes difficult job of applying for a loan. We make it easy, and jump through the hoops for you.

    It is really quite simple to get started. You can give us a call

  • Zeitro LLC
  • 385 Moffet Park, Suite 105, Sunnyvale, CA, 94089
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  • Victory Home Loans
  • 1840 Acton Highway, Granbury, TX, 76049
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  • ZRE Funding
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  • Delta Bay Realty
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  • Delta Bay Realty is your one-stop shop for all things Real Estate in the SF Bay area. From Buyer and Seller consultations to investor support and recommendations. We handle it all. We're not just making satisfied clients, we're making friends Delta Bay Realty is selling, buying or both, you can count on me as the local expert in the market.

  • Jadestone Mortgage, Inc.
  • 3260 Blume Dr, Suite 320, Richmond, CA, 94806
  • "Jadestone Mortgage, Inc. located in San Francisco's east bay has the experience with FHA, VA, Conventional and Reverse Mortgage loans.

    Our objective is to help you achieve your goal, whether buying or refinancing or seeking a Reverse Mortgage. Our friendly, experienced team will help you navigate the mortgage market to find the best.

  • Griselda Ledesma and Ledesma Team
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  • First Community Bank of the Ozarks
  • 931 State Hwy 248, Branson, MO, 65616
  • First Community Bank of the Ozarks is a financial institution that is committed to serving the personal and business banking needs of the Branson, Hollister and Forsyth communities. Because we’re a community bank, we offer local decision-making from people you know and trust. First Community Bank Established in 1993.

  • ClearEdge Commercial Lending
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  • Simple Lending and Realty, INC.
  • 1244 Pine Street, Suite 217, Paso Robles, CA, 93446
  • Simple Lending & Realty Inc founder of the Yesenia Meraz in 2009 along with other colleagues opened the office at 1244 Pine St Suite 217 initially as a retail mortgage company and a year later I obtained my Real Estate License. I worked as an independent mortgage broker until beginning of 2013 when Simple Lending & Realty was started