In 2026, within Sheridan, located in Sheridan, WY, the USDA loan limit for a single-family home is $391,900. By comparison, the FHA limit is $489,900.
Use Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, determining what income, credit, reserves, and documents are necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding in the selection of the best program for your individual financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $391,900 | 0% |
| FHA | $489,900 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal Lendersa® strives for is to efficiently secure you the best USDA or FHA loan without any hassle. Choose one of three entry points to align with lenders and discover USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, often called the USDA rural development loan or simply USDA mortgage, is solely available for rural neighborhoods. Unlike FHA loans that demand a 3.5% minimum down payment, USDA mortgages do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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