2 Construction Loan Lenders in Emporia, Kansas in 2026

The Lendersa® compilation of construction loan lenders in Emporia, KS includes an array of regional banks, national lenders, and local hard money lenders who use private funding for your foundational construction or extensive renovation projects.

For constructing a 2,000 square foot home in Emporia, KS, costs are assessed from $165,509 for basic builds up to $303,576 for more elaborate constructions. Interest rates and loan terms fluctuate based on the borrower’s financial profile, LTV (Loan-to-Value), ARV (After Repair Value), and the choice of lender.

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Reducing unnecessary credit inquiries is key to maintaining a good credit score. Easily secure preapproval for your land loan without disclosing your social security number or other sensitive financial data.

Eligibility for 100% LTV financing may be possible by pledging additional property as security, forming a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to pinpoint lenders providing vacant land loans in the zip codes 66801.



Emporia Construction Loan Lenders

  • Emporia State Federal Credit Union
  • 310 W 12th Avenue, Emporia, KS, 66801
  • Lends in Kansas
  • Emporia State Federal Credit Union began as a small financial institution in July of 1937, serving a "field of membership" of employees of two Emporia cooperatives. Through the years, ESFCU has continued to grow and expand while still preserving it's roots in the Emporia community.

  • Lyon County State Bank
  • 902 Merchant St., Emporia, KS, 66801
  • Lends in Kansas
  • The Lyon County State Bank (LCSB) was chartered on June 27, 1913 and first opened for business at 508 Commercial Street, Emporia, Kansas, with Senator W. M. Price as President. The bank moved to 701 Commercial Street in 1956 and remained there until the current Main Bank facility was built in 1975 at 902 Merchant Street.

  • First National Bank of Kansas
  • 600 N 4th Street, Burlington, KS, 66839
  • Lends in Kansas
  • First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902.

    Our mission is to meet the needs of the market we serve by providing community leadership.

  • Envista Credit Union
  • 3626 SW Wanamaker Road, Topeka, KS, 66614
  • Lends in Kansas
  • At Envista, banking is a personalized experience. We provide the security, competitive rates, and options you expect, delivered with exceptional service from a team who makes your needs and dreams their top priority.

    Our professional team makes the following promises to each member:
    We will honor the individual.

  • VisionBank
  • 3031 SW Wanamaker Rd, Topeka, KS, 66614
  • Lends in Kansas
  • We were founded on the belief that a bank can best provide excellent, personalized service to its customers when it is rooted in the community it serves and isn't part of a giant banking conglomerate. In the modern financial world, a community bank has the capacity to deliver and meet our customer needs just as the big banks can.

  • Azura Credit Union
  • 2808 SW Arrowhead Road, Topeka, KS, 66614
  • Lends in Kansas
  • Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.

  • The Marion National Bank
  • 302 E. Main, Marion, KS, 66861
  • Lends in Kansas
  • Since 1905, Marion National Bank has been committed to serve the financial needs of our community. We offer a variety of products to help you reach your financial goals.Whether you have been a customer for over 50 years or just started banking with us, we think you will agree, we offer exceptional service to all our customers.

  • Patriots Bank
  • 131 East 4th Ave., Garnett, KS, 66032
  • Lends in Kansas
  • Patriots Bank is owned and operated by the Cooper family. Our charter has over 120 years of tradition in community banking. As a local community bank, Patriots Bank is a proud part of the communities we serve. Here are some of the benefits of being part of a community bank and why Patriots Bank is the right choice for you

  • Central National Bank
  • 800 SE Quincy St, Topeka, KS, 66612
  • Lends in Kansas
  • Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.

  • Community First National Bank
  • 215 S. Seth Child Road, Manhattan, KS, 66502
  • Lends in Kansas
  • Community First National Bank was newly chartered on February 1, 2001 in response to the ownership change of several locally owned banks in the Manhattan market. We spent a great deal of time and put much thought into choosing our Community First name because it represents what we are all about; Community in the sense.