2 Construction Loan Lenders in Osage-City, Kansas in 2026

The Lendersa® compilation of construction loan lenders in Osage-City, KS, includes regional banks, national lenders, and local hard money lenders using private money for ground-up construction or significant renovations.

In Osage-City, KS, construction costs for a 2,000 square foot home are estimated by lenders to range from $164,662 for basic builds to $302,729 for more upscale options. Interest rates and loan terms vary based on the borrower's financials, LTV (Loan-to-Value), ARV (After Repair Value), and the type of lender chosen.

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You may qualify for 100% LTV financing when you agree to pledge additional property as security through a blanket loan arrangement.

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Osage-City Construction Loan Lenders

  • Emporia State Federal Credit Union
  • 310 W 12th Avenue, Emporia, KS, 66801
  • Lends in Kansas
  • Emporia State Federal Credit Union began as a small financial institution in July of 1937, serving a "field of membership" of employees of two Emporia cooperatives. Through the years, ESFCU has continued to grow and expand while still preserving it's roots in the Emporia community.

  • Lyon County State Bank
  • 902 Merchant St., Emporia, KS, 66801
  • Lends in Kansas
  • The Lyon County State Bank (LCSB) was chartered on June 27, 1913 and first opened for business at 508 Commercial Street, Emporia, Kansas, with Senator W. M. Price as President. The bank moved to 701 Commercial Street in 1956 and remained there until the current Main Bank facility was built in 1975 at 902 Merchant Street.

  • First National Bank of Kansas
  • 600 N 4th Street, Burlington, KS, 66839
  • Lends in Kansas
  • First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902.

    Our mission is to meet the needs of the market we serve by providing community leadership.

  • Envista Credit Union
  • 3626 SW Wanamaker Road, Topeka, KS, 66614
  • Lends in Kansas
  • At Envista, banking is a personalized experience. We provide the security, competitive rates, and options you expect, delivered with exceptional service from a team who makes your needs and dreams their top priority.

    Our professional team makes the following promises to each member:
    We will honor the individual.

  • VisionBank
  • 3031 SW Wanamaker Rd, Topeka, KS, 66614
  • Lends in Kansas
  • We were founded on the belief that a bank can best provide excellent, personalized service to its customers when it is rooted in the community it serves and isn't part of a giant banking conglomerate. In the modern financial world, a community bank has the capacity to deliver and meet our customer needs just as the big banks can.

  • Azura Credit Union
  • 2808 SW Arrowhead Road, Topeka, KS, 66614
  • Lends in Kansas
  • Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.

  • Central National Bank
  • 800 SE Quincy St, Topeka, KS, 66612
  • Lends in Kansas
  • Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.

  • Mid America Bank
  • 802 Ames St., Baldwin City, KS, 66006
  • Lends in Kansas
  • Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.

  • Patriots Bank
  • 131 East 4th Ave., Garnett, KS, 66032
  • Lends in Kansas
  • Patriots Bank is owned and operated by the Cooper family. Our charter has over 120 years of tradition in community banking. As a local community bank, Patriots Bank is a proud part of the communities we serve. Here are some of the benefits of being part of a community bank and why Patriots Bank is the right choice for you

  • First State Bank and Trust
  • 609 Vermont Street, Lawrence, KS, 66044
  • Lends in Kansas
  • First State Bank & Trust is an independent financial institution headquartered in Tonganoxie, Kansas. Our Bank has a long history of community service since our original charter in 1934 and that continues today in our locations in Tonganoxie, Basehor, Kansas City, Lawrence, and Perry, Kansas.