2026 Construction Loan Lenders for Annandale, Minnesota

Lendersa® offers a comprehensive list of construction loan lenders in Annandale, MN. These include regional and national banks, as well as local hard money lenders leveraging private funds. Whether you're undertaking a ground-up project or a significant renovation, we have options for your needs.

Construction costs in Annandale, MN, for a 2,000 square foot home range from a basic build at $187,483 to a luxurious finish at $343,652. The interest rates and loan conditions are influenced by borrower financial profiles, LTV, ARV, and the selected lender type.

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Lendersa®'s AI technology quickly aligns your loan inquiry with numerous construction lenders, ensuring your financing needs are perfectly matched. Discover optimal construction rates to finance ground-up builds, fix N flips, or major renovations on residential and commercial properties in MN.

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To maintain a healthy credit score, minimize unnecessary credit checks by getting preapproved for a land loan without needing your social security number or other confidential financial details.

You may be eligible for 100% LTV financing if you agree to use an additional property as collateral, through a blanket loan.

Employ Lendersa®'s land loan calculator to identify vacant land loan providers in postal codes 55302.



Annandale Construction Loan Lenders

  • The First National Bank of Cokato
  • 365 Broadway Ave S, Cokato, MN, 55321
  • Lends in Minnesota
  • The First National Bank of Cokato (formerly known as Citizens State Bank) opened for business November 2, 1916 with total assets of $970.62. In 1920 a new bank site was purchased and the bank moved into its new quarters in July, 1923. First National Bank has enjoyed the privilege.

  • United Family Mortgage Monticello
  • 8623 Elk Ave, Monticello, MN, 55362
  • Lends in Minnesota
  • United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area

  • Stearns Bank Holdingford National Association
  • 4140 Thielman Lane, Suite 105, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Stearns Financial Services Inc. (SFSI) is a well-capitalized, $2.3 billion independent financial holding company based in St. Cloud, MN. Founded in 1912, the bank was acquired by Norm Skalicky in 1964. His daughter Kelly Skalicky became president in 2018, and later was named president and CEO.

  • Great River Federal Credit Union
  • 1532 West St. Germain Street, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.

  • Liberty Bank Minnesota
  • 2842 2nd Street S, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Since 1939, Liberty has been providing quality financial services to Central Minnesota residents. As St. Cloud’s only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers.

  • Sherburne State Bank
  • 12500 Sherburne Ave SE, Becker, MN, 55308
  • Lends in Minnesota
  • We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.

  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Lends in Minnesota
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.

  • American Heritage National Bank
  • 2915 2nd Street South, Saint Cloud, MN, 56302
  • Lends in Minnesota
  • American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.

  • Center National Bank
  • 301 N. Ramsey Ave., Litchfield, MN, 55355
  • Lends in Minnesota
  • Center Bank is a people-focused community bank with locations in Plymouth, Chaska & Litchfield, Minnesota. What makes Center Bank different: 1- Your money stays local, right here in Minnesota. 2- We make decisions locally after getting to know you - we don't just look at who you are on paper like big banks. 3 - you’re not a customer — you’re family