2026 Construction Loan Lenders for St.-Augusta, Minnesota

Lendersa® features a detailed list of construction loan lenders in St.-Augusta, MN, including regional banks, national lenders, and local hard money lenders who utilize private funds for ground-up construction or major rehab projects.

In St.-Augusta, MN, costs to build a 2,000-square-foot home range from $187,604 for basic builds to $343,773 for more upscale constructions. The interest rates and terms of construction loans vary based on the borrower's financials, the loan-to-value (LTV) ratio, after-repair value (ARV), and the lender type selected.

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Lendersa® uses AI technology to efficiently match your construction financing needs with numerous lenders, ensuring all your requirements are met. Discover top construction rates ideal for funding ground-up projects, fix-and-flip scenarios, or significant rehabs on residential and commercial properties within MN.

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To maintain a healthy credit score, it's important to limit unnecessary inquiries. You can preapprove your land loan without needing to provide your social security number or any sensitive financial information.

If you consent to using additional property as collateral, you might qualify for 100% LTV financing under a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to locate lenders providing vacant land loans in zip codes 55320.



St.-Augusta Construction Loan Lenders

  • Stearns Bank Holdingford National Association
  • 4140 Thielman Lane, Suite 105, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Stearns Financial Services Inc. (SFSI) is a well-capitalized, $2.3 billion independent financial holding company based in St. Cloud, MN. Founded in 1912, the bank was acquired by Norm Skalicky in 1964. His daughter Kelly Skalicky became president in 2018, and later was named president and CEO.

  • Great River Federal Credit Union
  • 1532 West St. Germain Street, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.

  • Liberty Bank Minnesota
  • 2842 2nd Street S, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Since 1939, Liberty has been providing quality financial services to Central Minnesota residents. As St. Cloud’s only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers.

  • Sherburne State Bank
  • 12500 Sherburne Ave SE, Becker, MN, 55308
  • Lends in Minnesota
  • We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.

  • American Heritage National Bank
  • 2915 2nd Street South, Saint Cloud, MN, 56302
  • Lends in Minnesota
  • American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.

  • United Family Mortgage Monticello
  • 8623 Elk Ave, Monticello, MN, 55362
  • Lends in Minnesota
  • United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area

  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Lends in Minnesota
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.

  • BankVista
  • 125 Twin Rivers Court, Sartell, MN, 56377
  • Lends in Minnesota
  • BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.

  • Sentry Bank
  • 400 4th Ave NE, Saint Joseph, MN, 56374
  • Lends in Minnesota
  • Since 1904 we have seen the Great Depression, the Great Recssion and two world wars. We have had 19 different presidents, including 11 republicans and 8 democrats and added 5 states to the union. We've moved from silver certificates to Federal Reserve Notes and done away with the gold standard.