Construction loans with AI in Raton, NM [2026 list]

The Lendersa® catalog of construction loan lenders in Raton, NM, includes regional banks, national lenders, and local hard money lenders using private funding. These options are suitable for ground-up construction or major rehabs.

In Raton, NM, lenders estimate construction costs for a 2,000-square-foot home, ranging from $232,301 for basic projects to $421,183 for more advanced designs. Loan terms and interest rates vary based on borrower financials, LTV, ARV, and lender type.

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Lendersa® AI technology ensures all construction financing needs are met by matching your loan requests with many lenders instantly. Discover optimal construction rates for ground-up builds, fix-and-flip projects, or significant rehabs in NM.

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(505) 880-1700 Lender's profile and map Reviews Main Bank 7300 Menaul Blvd NE, Albuquerque, NM, 87110 Lends in New Mexico Main Bank has a long history of serving Albuquerque’s personal and business banking needs. Originally chartered in 1975 as Plaza Del Sol National Bank, the bank has undergone a series of changes. In 1995, the bank was sold, became a state chartered bank called Interamerica Bank and moved to 2424 Louisiana Blvd., NE in Albuquerque.
(505) 766-5600 Lender's profile and map Reviews First Financial Credit Union NM 4910 Union Way NE, Albuquerque, NM, 87107 Lends in New Mexico First Financial Credit Union was formed in 1937 by 10 members of the telephone company here in New Mexico. In the early 80s, the breakup of the Bell System occurred. With the breakup came a period of downsizing in the state. At this point, First Financial chose to pursue additional fields of membership so as to not be impacted by the changes.
(505) 830-8102 Lender's profile and map Reviews New Mexico Bank & Trust 320 Gold Ave SW, Suite 100, Albuquerque, NM, 87102 Lends in New Mexico We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
(505) 821-5690 Lender's profile and map Reviews NewCastle Mortgage 6260 Riverside Plaza Ln NW, Albuquerque, NM, 87120 Lends in New Mexico Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(800) 555-1212 Lender's profile and map Reviews 1 Mortgage LLC 9674-4 Eagle Ranch Rd, Albuquerque, NM, 87114 Lends in New Mexico 1 Mortgage LLC is a wholesale brokerage versus a bank that closes and funds their own loans. We have many wholesale lender partners that we work with that offer an array of solutions for whatever your home loan needs may be serving both New Mexico and Colorado. We answer our phone 7 days a week and are available to help you.
(575) 769-1911 Lender's profile and map Reviews The Citizens Bank of Clovis 421 Pile Street, Clovis, NM, 88101 Lends in New Mexico Incorporated on January 7, 1916, with capital stock of $25,000, The Citizens Bank of Clovis has become the largest independent financial institution in East-Central New Mexico now with assets in excess of $449,000,000. With capital in excess of $46,000,000, it is one of the best capitalized banks in New Mexico.
(575) 769-9000 Lender's profile and map Reviews The Bank of Clovis 300 Main Street, Clovis, NM, 88101 Lends in New Mexico The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.
(575) 562-9837 Lender's profile and map Reviews AG New Mexico 4501 North Prince Street, Clovis, NM, 88101 Lends in New Mexico Ag New Mexico, Farm Credit Services (FCS), ACA is a rural lending cooperative that finances agricultural production, agribusiness and rural real estate, including farms, ranches, and rural recreational property. We are a part of the nationwide Farm Credit System, the oldest and largest source of rural financing in the United States.
(575) 769-9006 Lender's profile and map Reviews The Mortgage SuperStore 420 Commerce Way, Clovis, NM, 88101 Lends in New Mexico Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(806) 378-8000 Lender's profile and map Reviews Amarillo National Bank 410 S Taylor St, Amarillo, TX, 79101 Lends in New Mexico Founded in 1892 and now the largest family-owned Bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers.
(866) 236-8165 Lender's profile and map Reviews Pulte Mortgage 7390 S. Iola Street, Englewood, CO, 80112 Lends in New Mexico Pulte Mortgage is a wholly-owned financial services subsidiary of PulteGroup, Inc. (NYSE: PHM) that solely focuses on the financing of new construction homes for customers of Pulte Homes, Centex, Del Webb, DiVosta, and John Wieland Homes brands. Founded in 1972, Pulte Mortgage has financed more than 700,000