717 Credit Score Mortgage

Options for getting a mortgage loan with 717 Credit score

With your good 717 credit score, you could expect quality mortgage programs and competitive rates & terms. Conventional mortgages, Jumbo, Super Jumbo, FHA, Va, USDA, and Non-QM loans are at your fingertips, and every lender in the country will try to compete for your business.

Best rate & terms for your 717 credit score

Your credit score does not guarantee you will get your loan approved. LTV, Income stability, cash reserves, location, Debt to Income ratio, Co-borrowers, property type, property conditions, and ten other factors may help or prevent you from getting the loan you need. Timing is another factor to consider, and unfortunately, big banks are often slower than alternative smaller lenders.

Compare 10 lenders to match your unique financing needs

Or check some of the best lenders in the country: https://www.wellsfargo.com/mortgage/rates/ https://www.bankofamerica.com/mortgage/mortgage-rates/ https://www.citi.com/mortgage/refinance-rates https://www.rocketmortgage.com/mortgage-rates

The benefit of using Lendersa advanced qualifier is that it is faster, reliable, and does not require your social security number or other confidential information.


717 credit score mortgage

Compare 10 Lenders In Minutes

No Social security # is needed to find and compare the best matching loan programs from up to 10 lenders

Private money lenders for credit score 680-719 717

When you need a mortgage fast and can't wait for bank approval, your only option is to look for private lenders (Hard Money). It is a misconception that only borrowers with bad credit are using hard money loans. Banks must have your tax returns and full financial records before they approve your loan, regardless of credit. When time is of the essence, getting a private money loan could be much more beneficial than letting an opportunity slide by because of bank latency.

Owner-Occupied Residential Non-Owner-Occupied Residential Commercial Hard Money Vacant Land
Max Loan to Value 68.89$ 68.85$ 68.53% 54.04%
Programs Hard Money Hard Money Hard Money Hard Money
Points 1.49 2.22 1.97 2.28
Rate 9.72% 10.61% 10.12% 11.81%
Loan terms 1—5 years 1—10 years 1-10 years 1-3 years
Property Condition Any Any include Fixer-Upper Any Unentitled land- reduce LTV to 32%

The Rates & Terms depend on the Loan-to-Value, credit, property location, condition, and local real estate market condition. Unlike the FHA loan, which has standard underwriting, private money loan programs differ significantly between lenders. It behooves you to contact and get quotes from at least three lenders before you make a decision. See a list of potential hard money lenders or use the Lendersa form to shop for your loan simultaneously with hundreds of private money lenders.

How mortgage brokers rip you off

A small percentage of mortgage brokers could take advantage of your great credit score by trying to charge you an arm and a leg. Therefore, it would be best if you compared 3-10 lenders' programs before deciding on the best lender, thus avoiding mortgage brokers' rip-offs and loan sharks.

Improve your credit score for mortgage

Improving your credit score to above 800 will enhance your chances for better loans. Understanding how credit scores work is the first step to raising your credit.

Here are a few links to resources that could raise your credit score: https://www.usa.gov/credit-reports https://www.fanniemae.com/crediteducation https://myhome.freddiemac.com/refinancing


List of lenders who consider lending to borrowers with 717 credit:

  • Money Wise Investments, Inc.
  • 6528 Greenleaf Avenue, Suite 128, Whittier, CA, 90601
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs.
  • Commodore Perry Federal Credit Union
  • 1016 S State Route 19, Oak Harbor, OH, 43449
  • Commodore Perry FCU is a local, not-for-profit credit union serving Ottawa County since 1975 with locations in Port Clinton and Oak Harbor, Ohio. Our mission is to provide our members with financial products and services they need in a service environment that exceeds their expectations
  • Residential Funding Consultants LLC
  • 111 Village Parkway NE, Bldg 2, Suite 100, Marietta, GA, 30067
  • Residential Funding Consultants provide lending knowledge to best suit your current needs. With over 15 years of experience, our Consultants have excelled in both good and poor economic times by adapting with the changing markets and searching out the best solutions for their clients.
  • iFundRE.net
  • 404 Ridgewood Court, Antioch, CA, 94509
  • iFundRE.net is a Funding Source that provides Real Estate Loans as quick and easy as possible to borrowers with both perfect and less than perfect credit, all the way to hard money loans! We have full doc, lite doc, 24 & 48 month bank statement & stated income only loans. All credit considered
  • Mint Mortgage
  • 3601 SW 160th Ave Suite 320, Hollywood, FL, 33027
  • Mint Mortgage is a division of Point Mortgage. We are based in Miramar, FL, and serve clients in the greater Miami and Fort Lauderdale areas. We are licensed to work across the state of Florida and offer a range of loan programs to choose from. Solutions to help reduce closing cost and find lowest rate available.
  • Scenic Oaks Funding
  • 1156 Scenic Drive, Suite 200 and 110, Modesto, CA, 95350
  • Scenic Oaks Funding was founded in 1992 in order to provide members of our community with a simpler way to buy a home. Our company continued to evolve and in 2010, we made the transformation from mortgage broker to mortgage banker for the same reason: to make home buying easier, more efficient, and more accessible.
  • RC Brown Homes
  • 401 E Hillcrest Blvd, Inglewood, CA, 90301
  • RC Brown Homes we are experts at what we do. First time buyers, refi, VA. Find YOUR dream with RC Brown Homes. and full-service real estate agency RC Brown Homes has helped buyers and sellers tackle everything from the search, to new construction to securing the financing to get it ALL done.
  • North Star Credit Union
  • 24 South River Street, Cook, MN, 55723
  • North Star Credit Union opened in 1939 as Northern Farmer’s Co-op Credit Union, sponsored by the Northern Farmer’s Co-op Society. The Credit Union was based out of the Co-op Store until it burned down in October 1994. After operating out of the BIC building for some time, the Credit Union was able to relocate in January 1996 to Main Street.
  • UK Federal Credit Union
  • 1730 Alysheba Way, Lexington, KY, 40509
  • UKFCU is a rapidly growing, non-profit federally chartered credit union dedicated to providing quality financial services. For over 70 years, our commitment to providing exceptional customer service to every member of the cooperative sets us apart from other organizations. We strive to create a professional environment that fosters personal growth.