Conventional Vs. FHA Lending requirements Birmingham, AL in 2026

As of 2026, the limit for Conventional loans in the county of Jefferson, Birmingham, AL stands at $726,200, whereas the FHA limit for a single-family residence is $472,030.

With the Lendersa® Conventional loan calculator, you can explore and compare the prevailing rates for Conventional, FHA, and USDA loans. Assess the necessary income, creditworthiness, financial reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans side-by-side with USDA, FHA, and VA options, guiding you to select the best program suitable for your financial needs in AL.

Choices for Conventional and FHA loans in Birmingham, AL

Lendersa® aims to provide you with the optimal USDA, FHA, or Conventional loan options quickly and with ease. Start with any of the three options that help connect you with the right lenders and programs.

Lendersa USDA loan request and matching results

(906) 341-4600 Lender's profile and map Reviews The State Savings Bank of Manistique 101 South Cedar, Manistique, MI, 49854 In 1917 Leo Harmon who was the President of the Consolidated Lumber Company took the lead for starting up The State Savings Bank, the Articles of Incorporation were filed on May 7, 1917. Shortly after, on June 11TH the bank held its first meeting of shareholders twenty-five of which were local and three from St. Paul.
(906) 341-6914 Lender's profile and map Reviews Manistique FCU 121 East Elk Street, Manistique, MI, 49854 Manistique Federal Credit Union has been open since 1967. The credit union has assets totaling $37.84 Million and provides banking services to more than 3, 000 members. The mission of Manistique Federal Credit Union is to make a positive difference in the financial lives of our members from all walks of life by providing them with a wide range
(715) 483-5565 Lender's profile and map Reviews Landmark Mortgage 200 State Road 35, Dresser, WI, 54009 Landmark Mortgage has been serving the St. Croix River valley in the states of Minnesota and Wisconsin for over 8 years. In that time we have established ourselves as a leader in servicing our customers as well as giving back to the community that we represent. We are a family owned business that answers to our customers.
1800 784 1209 Lender's profile and map Reviews Commercial Capital Advisors Inc 6344 Saunders St, NY 11374, Rego Park, NY, 11374 At Commercial Capital Advisors Inc, we treat each customer as an individual, not a number. We understand that real estate ventures require quick and flexible financing solutions. With years of experience and a commitment to excellence, we have become a trusted partner for those seeking efficient and personalized lending services. Loan Options we
(718) 969-3739 Lender's profile and map Reviews Lifestyle Funding Solutions LLC 95-20 63 Road, Suite P, Rego Park, NY, 11374 At Lifestyle Funding Solutions LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(914) 328-3737 Lender's profile and map Reviews MGN Funding Corp 115-01 Lefferts Blvd, South Ozone Park, NY, 11420 At MGN Funding Corp, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use ""common sense"" and will help you obtain the best loan possible. We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders
(718) 441-1515 Lender's profile and map Reviews Drexel Mortgage Corporation 103-44 108th Street, Richmond Hill, NY, 11419 Drexel Mortgage can finance, purchase, refinance your loan quickly. With hundreds of sources of capital Drexel is able to find a way to get you funding tailor made to fit your needs. We can provide loans to people who have OK credit, OK income, OK homes and a good business. Whatever your unique situation - we fund all good deals - guaranteed.
(718) 441-7000 Lender's profile and map Reviews OMNI MORTGAGE CORP. 118-18 101 Avenue S, South Richmond Hill, NY, 11419 Omni Mortgage we pride ourselves on providing superior customer service & creating satisfied customers.our staff consist of experienced mortgage professionals who have an hands on approach to mortgage guidance.Not only you will find our team members knowledgeable,but you will also discover we truly care about helping you make your dreams a reality
(201) 529-1401 Lender's profile and map Reviews Nationwide Equities Corporation 1 International Blvd, Suite 1202, Mahwah, NJ, 07495 Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.
(855) 523-4326 Lender's profile and map Reviews Longbridge Financial, LLC 1 International Blvd, Suite 900, Mahwah, NJ, 07495 Longbridge Financial. LLC helps qualifying homeowners take some of the financial stress out of retirement by gaining immediate access to the home equity they have built up over the years. We do this through a Reverse Mortgage – more accurately now called a Home Equity Conversion Mortgage (HECM).
(605) 271-9778 Lender's profile and map Reviews PLAINS COMMERCE BANK 3905 West 49th Street, Sioux Falls, SD, 57106 Plains Commerce Bank's sole purpose of operation is to provide their customers with quality service and products, by linking the values of the past with the ideas and technology of the future. Getting its start in rural South Dakota over eighty years ago, Plains Commerce Bank has built a solid foundation.