As of 2025, the limit for Conventional loans in the county of Jefferson, Birmingham, AL stands at $726,200, whereas the FHA limit for a single-family residence is $472,030.
With the Lendersa® Conventional loan calculator, you can explore and compare the prevailing rates for Conventional, FHA, and USDA loans. Assess the necessary income, creditworthiness, financial reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans side-by-side with USDA, FHA, and VA options, guiding you to select the best program suitable for your financial needs in AL.
Evaluate loan offers from 100 distinct lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% |
This comparison relates to zip codes: 35218, 35214, 35215, 35217, 35210, 35211, 35212, 35213, 35243, 35242, 35224, 35221, 35222, 35228, 35203, 35207, 35206, 35205, 35204, 35209, 35208, 35254, 35068, 35061, 35234, 35235, 35233, 35201, 35202, 35220, 35232, 35237, 35238, 35246, 35249, 35255, 35259, 35261, 35270, 35282, 35283, 35285, 35287, 35290, 35291, 35292, 35294, 35295, 35297, 35298
Lendersa® aims to provide you with the optimal USDA, FHA, or Conventional loan options quickly and with ease. Start with any of the three options that help connect you with the right lenders and programs.
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Bridge Loan Guides
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