FHA VS Conventional loan programs in 2025 for Pleasant-Grove, Jefferson County, Alabama

As of 2025, the maximum amount for a Conventional loan in Pleasant-Grove, Jefferson county, AL, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Make use of the Lendersa® Conventional loan calculator to effectively compare today’s top rates for Conventional, FHA, and USDA loans. Identify the required income, credit score, reserves, and documentation needed to qualify. With this advanced calculator, you can examine Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in determining the best financial program for your needs in AL.

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2025 Loan Limits & Down Payment Needs in Pleasant-Grove, Jefferson, AL

Type of Loan Maximum Loan Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is relevant to the following zip codes: 35127

Discover Conventional and FHA Loan Options in Pleasant-Grove, AL

The aim of Lendersa® is to secure the best possible loans—whether Conventional, USDA, or FHA—rapidly and without stress. Start from one of three pathways designed to connect you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Hampton Mortgage Group
  • 11323 E San Raphael Driveway, San Diego, CA, 92111
  • Hampton Mortgage Group are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Clear Pacific Capital, Inc.
  • 7840 Stalmer Street, Suite B15, San Diego, CA, 92111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • RealEstate Loans Limited Liability Company
  • 7710 Balboa Avenue, Suite 209B, San Diego, CA, 92111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Home Hunters
  • 4849 Ronson Court Suite 216, San Diego, CA, 92111
  • Home Hunters cover the County and provide caring, personalized residential real estate services that are backed by 25+ years of experience. Whether you are looking to purchase your own slice of San Diego, sell your home or income property, get a referral to a qualified tradesman, or find reliable property management, Home Hunters can help.
  • Shaffer Realty And Mortgage
  • 244 Flores Lane, Vista, CA, 92083
  • We are your professional One Stop Shop for all your realtor and/or mortgage needs. Save Time and Money with us! The resourceful and creative team at Shaffer Realty And Mortgage is eager to help you move forward with more. If you need an experienced Mortgage and Realtor team focused on achieving your goals, give us a call.
  • Trinity Mortgage
  • 11622 El Camino Real, Suite 100, San Diego, CA, 92130
  • As a full service real estate and mortgage brokerage in the San Diego, LA, and Riverside counties, we are dedicated to providing our clients with the finest customer service available. Trinity Real Estate Services and Trinity Mortgage is built on a foundation of integrity and a heart for the homeowner! We pride ourselves on helping borrowers.
  • Saxton Mortgage, LLC
  • 12636 High Bluff Drive, Suite 400, San Diego, CA, 92130
  • In 2018, Saxton Mortgage, LLC was founded by Trent J. Ford, in San Diego, CA. Saxton Mortgage is a full-service mortgage lender specializing in providing exceptional customer service to satisfy all your mortgage financing needs. Our Team is committed to delivering the highest level of customer service to our clients to find the best option
  • MyPrimeHomeLoan.com, LLC
  • 11622 El Camino Real, Suite 100, San Diego, CA, 92130
  • "We pride ourselves in creating CLIENTS FOR LIFE and we're ALWAYS here for you! We are a full service, local mortgage firm. It's our mission to provide our customers with the most efficient and professional service in our area. We also take pride in providing support for all of your needs throughout your time as our client."
  • Trustin Mortgage Corporation
  • 4070 Lago Di Grata Circle, San Diego, CA, 92130
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Statewide Home Loan Corporation
  • 3877 Pell Place, Suite 402, San Diego, CA, 92130
  • At Statewide Home Loan Corporation we strive to make you a Client for life. We want to be your first choice each and every time you need a real estate financing. We always try to go above and beyond for you so that you will always feel confident referring your family, friends, and associates to us for their mortgage financing needs.