FHA VS Conventional loan programs in 2025 for Center-Point, Jefferson County, Alabama
In 2025, the conventional loan limit in Center-Point, within Jefferson county of AL, is $647,200. Conversely, the FHA limit for a single-family property is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare the best available rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the ideal program in AL to suit your financial needs.
2025 Loan Limits and Downpayment Requirements in Center-Point, Jefferson, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table applies to the following zip codes: 35215
Options for Conventional and FHA Loans in Center-Point, AL
At Lendersa®, our goal is to secure the best possible Conventional, USDA, or FHA loan quickly and without stress. Choose one of the three starting points below to connect with matching lenders and loan programs.
20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
Residential First Mortgage began business in 1994. From the beginning, it has been our vision to build a business from repeat clients and client referrals, ultimately creating “clients for life”. Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction.
5000 Birch Street, Suite 3000, Newport Beach, CA, 92660
Choice Financial Group, is a mortgage broker and a subsidiary of California Financial Realty Inc. a privately owned company. Under the same leadership, we have been providing superior service to our clients since 1985. We also provide full Real Estate service..
We can represent buyers and sellers for any Real Estate transaction.
3400 Irvine Avenue, Suite 212, Newport Beach, CA, 92660
"We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.
With a variety of loan programs and an established network of lenders behind us"
4540 Campus Dr, Suite 106, Newport Beach, CA, 92660
At WFP Lending! Since 1998 we have been helping consumers get the best deal possible by giving consumers multiple offers from several wholesale lenders in a matter of minutes, WFP Lending makes comparison shopping easy from over 90 wholesale lenders. You the consumer WINS because when lenders compete you get the very best price!
2082 SE Bristol Street, Suite 201, Newport Beach, CA, 92660
At First Reliant, Inc. we are certain you deserve better. That’s why we provide a personal mortgage specialist to every mortgage applicant – someone who’ll help you find the right mortgage, put together the application and close the loan.Your personal mortgage specialist will answer all your questions and even fill out the forms for you.
20062 SW Birch St, Suite 230, Newport Beach, CA, 92660
Americas Funding Group (AFG) is a private mortgage banking/broker with a large variety of loan products with some of the lowest rates in the industry. AFG’s highly trained, certified loan professionals use the industries most advanced mortgage analysis tools so that we ensure our loan products fit our clients needs.
4000 MacArthur Blvd, Suite 300, Newport Beach, CA, 92660
Excelerate Capital has helped borrowers solve life decisions involving home mortgages both big and small. Weʼre proud that our clients look to us for practical solutions for their unique life situations. Excelerate Capital looks beyond a single score and broadens our search to include context and adaptability.
4041 MacArthur Blvd, Suite 230, Newport Beach, CA, 92660
At Primary Partners Financial our approach to helping you choose a mortgage loan is considerably different than most lenders. We understand that your home purchase is one of the most significant “financial” commitments you’ll ever make - one that can lay the foundation for most of your future financial objectives. We believe that proper education
5000 Birch St, Suite 3000, Newport Beach, CA, 92660
Our mission is to revolutionize lending and realty services to enhance our clients' experience by meeting their needs with the utmost integrity and character. Residential Lending is of utmost importance in purchasing a home. iG has established a variety of loan programs to fulfill our clients diverse needs.
At Cal-Loans Direct, Inc. we understand that your life is complicated enough. Our financial experts are here to make buying your first home, investment property or refinancing, easier than ever. We will walk you through our simple loan process step-by-step and present you with the very best loan options for your needs.
