In 2025, the conventional loan limit in Center-Point, within Jefferson county of AL, is $647,200. Conversely, the FHA limit for a single-family property is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare the best available rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the ideal program in AL to suit your financial needs.
Explore loan offers from over 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison table applies to the following zip codes: 35215
At Lendersa®, our goal is to secure the best possible Conventional, USDA, or FHA loan quickly and without stress. Choose one of the three starting points below to connect with matching lenders and loan programs.
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Bridge Loan Guides
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