FHA VS Conventional loan programs in Fultondale, Jefferson County, Alabama
In 2025, the limit for Conventional loans in Fultondale, Jefferson county, AL, is $726,200, while the FHA limit is set at $472,030 for a single-family property.
The Lendersa® Conventional loan calculator can be used to compare top rates for Conventional, FHA, and USDA loans available today. This tool helps determine required income, credit, reserves, and documents to qualify. It allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting in selecting the best program available in AL for your specific financial situation.
2025 Loan Limits & Downpayment Specifications in Fultondale, Jefferson, AL
Loan Type
Loan Limit
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to zip codes: 35217, 35119, 35068
Explore Conventional and FHA Loan Options in Fultondale, AL
The purpose of Lendersa® is to efficiently obtain the best loan for you, whether it's Conventional, USDA, or FHA, without complexity. Choose one of the three initial options to connect with lenders and suitable loan programs.
First National Bank of Gillette was founded in 1963 by Teno Roncalio and other members of the local business community. In 1965, Raymond Saunders purchased the majority interest in FNB and became Chairman. Today, Raymond’s son, Sam, has taken the reins as President & CEO. Sam ensures the vision of FNB remains
Bank of Commerce is committed to our community. Our mission is simply to “Be A Better Bank”. This means that we will not only work in our community, but we are proud to be actively involved in and around our community to make it a better place for all of us to live, work, and play.
Our Mission to Serve and support our members and our community. Our Vision to Provide excellent service to our evolving members and earn lifetime loyalty. Our Values to Go above and beyond. We are always looking for ways to do more, be better, and go further: including interactions with members, attention to detail, and leading in our community.
In June 1957, approval was given by appropriate governmental agencies for a national bank in Cortez, Colorado. The First National Bank was to be located on the corner of Main and Elm Streets, in the heart of Cortez. The stockholders of J.J. Harris Bank voted to consolidate with First National Bank, Cortez.
First National Bank of Kramer in 1906, the move was made to the County seat of Bottineau in 1931 and changed to First National Bank in Bottineau. In 1975 our name was changed to First National Bank and Trust Company of Bottineau. The building that we currently occupy was completed in 1956,
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Our Mission is To serve our members by providing competitive and convenient services in a professional and friendly manner, while enhancing the financial security of our members, the credit union and our community. Credit Unions are collectively owned financial cooperatives operated for the mutual benefit of their members/owners.
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