FHA VS Conventional loan in Fultondale, Jefferson County, Alabama

In 2026, the limit for Conventional loans in Fultondale, Jefferson county, AL, is $726,200, while the FHA limit is set at $472,030 for a single-family property.

The Lendersa® Conventional loan calculator can be used to compare top rates for Conventional, FHA, and USDA loans available today. This tool helps determine required income, credit, reserves, and documents to qualify. It allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting in selecting the best program available in AL for your specific financial situation.

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2026 Loan Limits & Downpayment Specifications in Fultondale, Jefferson, AL

Loan Type Loan Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 35217, 35119, 35068

Explore Conventional and FHA Loan Options in Fultondale, AL

The purpose of Lendersa® is to efficiently obtain the best loan for you, whether it's Conventional, USDA, or FHA, without complexity. Choose one of the three initial options to connect with lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • San Antonio Mortgage LLC
  • 8000 IH 10 West, Suite 600, San Antonio, TX, 78230
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional company who is able to give you quick and accurate financial advice.

  • Synergy Home Loans, LLC
  • 13526 George Rd, Suite 208, San Antonio, TX, 78230
  • Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements

  • Clarity Mortgage
  • 2929 Mossrock, Suite 118, San Antonio, TX, 78230
  • Clarity Mortgage was founded by its current President, Geoff Snyder. With over a decade of experience in the lending industry, Geoff and his team can provide any type of loan to their customer base.You can always count on frequent updates and explanations that are easy to understand as we help you navigate through the loan process

  • Vision Mortgage Company, Ltd.
  • 7800 W I-10, Suite 112, San Antonio, TX, 78230
  • "Vision Mortgage Company, Ltd. offers a wide array of loan products ranging from the traditional residential & commercial funding to private portfolio alternative loan sources and non-QM financing.
    Residential loans include new construction financing for primary residences, commercial businesses, as well as equipment and credit line sources."

  • Proactive Lending Group
  • 10004 Wurzbach Rd, San Antonio, TX, 78230
  • Proactive Commercial Lending Group, LLC was formed back in 2003 by Bruce Myles with the thought that many good, hard working business owners were not getting the Banking Services they needed to survive, maintain and grow their business.We are able to apply more more relaxed credit and property restrictions.

  • PINNACLE MORTGAGE AND LENDING
  • 8000 IH-10 WEST, Suite 600, San Antonio, TX, 78230
  • "Pinnacle Mortgage & Lending's core values include conducting business with sincerity, truth, and
    fairness. We serve a wide range of homebuyers with a variety of loan products and services. At Pinnacle Mortgage & Lending our goal is to help make the loan process stress free by empowering you."

  • Security State Bank
  • 402 Broadway, Cheyenne, OK, 73628
  • Security State Bank has served Cheyenne & Roger Mills County since 1912. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally.

    Throughout the years we have expanded, adding branches in Hammon and Laverne, to better serve our customers.

  • Smarter Mortgage
  • 6349 South Padre Island Dr, Corpus Christi, TX, 78412
  • Smarter Mortgage LLC, we want you to have the best experience possible when buying your future home or refinancing your current home. We understand the issues and stress that can arise during this process.We are mortgage brokers, so we have access to multiple lending sources with greater flexibility, allowing us to deliver the best product.