FHA VS Conventional loan programs in 2025 for Orange-Beach, Baldwin County, Alabama
For 2025, the limit for Conventional loans in Orange-Beach, within the county of Baldwin, AL, is set at $647,200, whereas the FHA limit is $420,680 for a single-family home.
Use the Lendersa® Conventional loan calculator to weigh today's top rates across Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and needed documentation to qualify. Our advanced mortgage calculator places Conforming Conventional loans beside USDA, FHA, and VA options, enabling you to choose the best program in AL for your financial needs.
2025 Loan Limits and Downpayment Requirements in Orange-Beach, Baldwin, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is relevant for zip codes: 36561, 36530
Exploring Conventional and FHA Loan Options in Orange-Beach, AL
The primary goal of Lendersa® is to connect you swiftly with the most suitable Conventional, USDA, or FHA loans, free of hassle. Begin with any of three pathways that lead to matching lenders and eligible loan programs.
Full Circle Home Loans is here to provide you with the very best experience with buying or refinancing your home.We will deliver excellent service, up to the minute communication, and education from beginning to end. We are 24/7 available by phone, text, or email. Full Circle Home Loans is setting a new standard of quality in the mortgage industry.
Spinnaker Loans is a premier private money lender specializing in the financing of investment real estate for developers across Southern California. Since inception, Spinnaker has been involved in numerous and profitable residential lending transactions with both, developers and investors looking to invest in real estate.
My mission is to serve customers with honesty, integrity and competence and to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to unite realtor, loan officer, and client in the home loan process as we build lifelong relationships and celebrate successes, all while delivering the American dream of home ownership. We look within ourselves to commit to the most proactive, transparent process in the industry in order to ensure our customers
Omniscient Capital Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
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At Legacy Home Loans our experienced mortgage professionals view a new loan as an opportunity to help you purchase a new home or to show your the saving benefits of ReFinancing your current loan. But it is more than that! We believe it is a start of a long term relationship that can save the home owner thousands of dollars over the life
At Consumer Direct Home Loans, where we specialize in residential mortgages. At Consumer Direct Home Loans, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
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At South coast funding group Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
