For 2026, the limit for Conventional loans in Orange-Beach, within the county of Baldwin, AL, is set at $647,200, whereas the FHA limit is $420,680 for a single-family home.
Use the Lendersa® Conventional loan calculator to weigh today's top rates across Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and needed documentation to qualify. Our advanced mortgage calculator places Conforming Conventional loans beside USDA, FHA, and VA options, enabling you to choose the best program in AL for your financial needs.
Evaluate offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison table is relevant for zip codes: 36561
The primary goal of Lendersa® is to connect you swiftly with the most suitable Conventional, USDA, or FHA loans, free of hassle. Begin with any of three pathways that lead to matching lenders and eligible loan programs.
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