FHA VS Conventional loan programs in 2026 for Avenue-B-and-C, Yuma County, Arizona

In 2026, the conventional loan limit for a single-family home in Avenue-B-and-C, Yuma county, AZ, is $647,200, while the FHA limit is $420,680.

Use Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool shows Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide which program in AZ fits best with your financial situation.

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2026 Loan Limits and Down Payment Requirements in Avenue-B-and-C, Yuma, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 85364

Explore Conventional and FHA Loan Options in Avenue-B-and-C, AZ

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three paths to connect with matching lenders and loan programs.

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Avenue-B-and-C Lenders

  • 1st Bank Yuma
  • 2799 South 4th Avenue, Yuma, AZ, 85364
  • Lends in Arizona
  • 1st Bank Yuma shall become the premier full service community bank throughout Yuma County. We have adopted an aggressive growth strategy while remaining committed to maintaining the highest quality of individualized personal service in the financial services industry, for our customers.

  • SonAriz Financial
  • 148 W 32nd Street, Yuma, AZ, 85364
  • Lends in Arizona
  • SonAriz Financial® is a consumer lender that offers personal loans and auto title loans. We were established in 2004 to assist our community keeping in mind their financial needs. Our business is the definition of Family Owned and Operated. We treat our customers like family.

    In order to better serve our customers

  • AEA Federal Credit Union
  • 1780 S. 1st Avenue, Yuma, AZ, 85364
  • Lends in Arizona
  • AEA Federal Credit Union is a not-for-profit financial cooperative dedicated to people helping people. Membership at AEA Federal Credit Union means becoming part of a credit union family of more than 33,000 members. For over 79 years, the credit union has served residents of Yuma and La Paz counties in Arizona.

  • Foothills Bank
  • 11689 S. Foothills Blvd, Yuma, AZ, 85367
  • Lends in Arizona
  • Foothills Bank is based on the same sense of community, friendly and down-to-earth attitude that makes this part of America special We're proud to have fifteen locations: two in Yuma, two in Prescott, two in Kingman, two in Lake Havasu, and one in Casa Grande, Prescott Valley, Tucson, Flagstaff, Bullhead City, Cottonwood, and Phoenix.